We’re with you
all the way

Take to the road confidently with our Car Insurance. You can rely on us to keep your life moving with comprehensive features and great service.

Our cover comes with a 5 Star Rating from Defaqto, and your safe driving is rewarded with a No Claims Bonus.*

Extremely pleased with my quote, how it was handled and the much lower premium compared with my last insurer and with similar cover.

Alcazar, East Midlands

Why choose us?

Misfuelling cover

Get a full drain-out and 10 litres of refuelling if you accidentally choose the wrong pump.

Uninsured driver protection

There's no loss to your no claims bonus and no excess to pay, if you're involved in an accident that's not your fault and the person responsible is traced.

UK call centre

We provide the friendly, expert services you always expect from John Lewis.

Courtesy car

Keep moving with a courtesy car if yours is being repaired by an approved repairer.

Onward travel cover

We'll pay up to £500 towards travel or a hotel so you can complete your journey if you're involved in an accident.

180 days European cover

As long as you've got a Green Card, we'll cover you in Europe for up to 180 days each year. See driving in Europe.

Call us for a quote on 03300 240 614
Monday to Friday 8:30am - 8pm, Saturday 9am - 5pm, Sunday 10am - 4pm

Optional extras

Choose from a range of optional extras to make you sure you have the protection you want.


Get peace of mind with up to £100,000 towards legal costs and expenses, if you've been in an accident that wasn't your fault.


Choose from four levels of Breakdown Cover provided by the RAC, helping you get back on the road at the right price.

Protected No Claims

If you have 4 or more years' no claims bonus, we'll give you the opportunity to protect it.**


Things to consider

What do you look for in quality car insurance? Which level may be the best for you? How do you compare policies? Here’s a helpful list of things to consider before you buy.

Top FAQs

Third party insurance only covers you against having to pay if you injure someone or damage their vehicle or other property, but won't pay to repair damage to your car. Third party, fire and theft cover will also pay to repair or replace your own car if it is stolen, or damaged or destroyed by fire.

The most commonly purchased option is comprehensive cover. This cover pays to repair damage to your car, including windscreens, in addition to all of the cover described above.

All new Car Insurance policies from John Lewis Finance provide comprehensive cover.

If you're involved in an accident, you're legally required to:

Give your name, address and insurance details to anyone who has a good reason to ask for them – namely the other driver.

Report the incident to the police within 24 hours if you or anyone else is injured, and provide your Certificate of Motor Insurance within five days of the incident.

You should also collect the following information:

Full details of the other driver(s).

Registration numbers of all vehicles involved in the accident.

Where, when and how the accident happened.

Injuries or damage caused

Names and contact details of witnesses

Police officers’ details and report references

Photographs of the scene or any damage, if possible

CCTV or dashcam footage

If you need to make a claim, please call us immediately. Lines are open 24 hours a day.

The claims handler will ask for the details of your claim. The more details you can provide during the first call, the quicker the claims process will be.

If your vehicle is not driveable we will refund the cost of overnight accommodation or travel expenses, including taxi fares, for you and your passengers up to £500. We will arrange a courtesy car for up to 30 days if your car is deemed a total loss or is stolen and not recovered.

Policy Documents

Our Partner

We’ve carefully selected Covéa Insurance to underwrite Car Insurance from John Lewis Finance.

*The maximum amout of no claims bonus allowed is capped at 9 years.

**If you have 4 or more years' no claims bonus, you can make up to 2 fault claims in a 3 year period without your no claims bonus being affected. However no claims bonus protection does not protect the overall price of your policy and the price of your policy may increase following an accident even if you weren't at fault.

Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Finance, John Lewis Insurance and John Lewis & Partners are trading names of John Lewis plc. John Lewis plc is an appointed representative (registration no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Car Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (no. 613259).