Buildings insurance
without the snag list
With options providing up to unlimited cover for repairs, John Lewis Buildings Insurance brings extra peace of mind to the home you love.
It's buildings cover as it should be
- Up to unlimited cover to repair or rebuild your home
- Straightforward options to choose the cover you need
- Optional extras to ensure your policy’s a perfect fit
- Specialist cover available for unique buildings or homes with more than seven bedrooms
Choose what's covered
For total peace of mind, choose an option with unlimited cover to repair your home.
| Bronze | Silver | Gold | |
|---|---|---|---|
|
Maximum we'll pay: |
£400,000 | Unlimited | Unlimited |
| Alternative accommodation | £50,000 | £100,000 | Unlimited |
| Trace and access | £5,000 | £5,000 | Unlimited |
| Locks and keys | £500 | £750 | Unlimited |
Less fuss. More protection.
All our policies include Identity Theft Cover.
If you have a Bronze, Silver or Gold policy and fall victim to this growing crime, we’ll help you recover your ID and compensate you for associated losses up to £25,000.
Optional cover
It’s easy to add only what you need with a range of simple extras:
Home Insurance guides
What is buildings insurance?
Your home is precious, so it’s important to be prepared for the unexpected and consider how you'd cover the cost of damage.
How to calculate your rebuild cost
Find the rebuild cost of your home and the importance of doing it properly for your home insurance policy.
Prefer to call?
Existing customers can reach us on 0345 608 9001
Monday to Friday 9am - 6pm (live chat until 7pm), Saturday 9am - 12pm (live chat only), closed Sunday
John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Registered in England and Wales (company number: 233462).
Munich Re Digital Partners - our Bronze / Silver / Gold Insurance cover
John Lewis plc is an appointed representative (firm reference number: 416011) of Munich Re Digital Partners Limited, which is authorised and regulated by the Financial Conduct Authority to carry out insurance distribution activities (firm reference number: 804106). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales (company number 10207490).
John Lewis Home Insurance is underwritten by Great Lakes Insurance UK Limited (company number: 13436330). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 955859).
Covéa - our Specialist Home Insurance cover
John Lewis Specialist Home Insurance is underwritten by Covéa Insurance plc (company number: 613259). Registered office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales.
John Lewis plc is an appointed representative (firm reference number: 416011) of Covéa Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).
Copyright © John Lewis plc 2001 - 2025
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