Home Buildings Insurance
We can’t give you a new quote at the moment
We’re busy making some changes.
Existing customers - your policy remains the same
We’ll let you know about any changes when it’s time to renew.
Buildings insurance explained
What is buildings insurance?
Buildings insurance covers the physical structure of your home, including the walls, roof, floors and permanent fixtures.
Why do I need it?
Your home is probably your biggest financial investment. If it gets damaged, the cost to repair or rebuild it can be significant. This type of insurance helps protect you from that risk.
Examples of what it can cover
Repairing storm damage to a roof
Fixing walls or floors after a flood
Rebuilding parts of your home damaged by fire
Typical policy extensions and add-ons
Extended accidental damage
Protect against accidental damage to your home’s construction, including drains and pipes.
Home emergency cover
In the event of a home emergency, you could have a tradesperson make things safe with a temporary repair.
Legal issues cover
Get access to help with legal problems covered in your policy, including employment, contract and property disputes, as well as assistance with legal costs.
Policy documents for existing customers
To check your policy documents for cover details, sign in to your account . For any other queries, please visit our help hub.
Gold, Silver and Bronze policies
Essential, Plus, Premier and Premier Select policies
Specialist Home policies
Unique homes and contents need unique cover
We also offer specialist insurance with our partner, Covéa Insurance for homes built before 1800 or with seven or more bedrooms
Cover for listed properties, second homes, unusual constructions, high-value art, antiques and more.
Speak with an underwriting expert on 0800 916 6880. Calls may be recorded or monitored.
John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc.
Munich Re Digital Partners
John Lewis plc is an appointed representative (firm reference number: 416011) of Munich Re Digital Partners Limited, which is authorised and regulated by the Financial Conduct Authority to carry out insurance distribution activities (firm reference number: 804106). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales (company number 10207490).
John Lewis Home Insurance is underwritten by Great Lakes Insurance UK Limited (company number: 13436330). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 955859).
Covéa - our Specialist Home Insurance cover
John Lewis plc is an appointed representative (firm reference number: 416011) of Covea Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).
John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc (company number: 613259). Registered office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales.