BUILT TO COVER THE MOST IMPORTANT
PLACE IN THE WORLD

We know how much your home means to you, which is why we put so much care into crafting cover at every level, and why so many of our customers recommend us year after year.

 

Our Premier and Specialist Home Insurance has a 5 Star Rating from Defaqto.

With an approved claim, we make sure you – and your pets – have somewhere to live if you can’t stay in your home.

Choose from four different levels of cover, as well as optional extras to suit your needs.

 

Defaqto 5 Star Ratings apply to Premier and Specialist Home Insurance only.

Very happy with insurance purchase. Found the whole experience, from start to finish very professional, and I am very happy with the price and cover contents.

Joe 1977, Scotland

Compare our buildings
cover level

Essential cover for your buildings, with optional cover for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

A flexible level of cover with built-in protection for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.

Speak with your expert underwriter on 0800 916 6880

Essential cover for your buildings, with optional cover for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

A flexible level of cover with built-in protection for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy limits apply to legal liability cover.

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.

Speak with your expert underwriter on 0800 916 6880

Articles and guides

For new customers purchasing online. Minimum premiums apply. We reserve the right to withdraw this offer at any time. Discount is automatically applied when you get a quote. 20% discount for Premier, Plus and Essential cover and 15% for Specialist. Discount does not apply to any optional features you select when purchasing Specialist Insurance.

John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).

John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).

Copyright © John Lewis Partnership
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