BUILT TO COVER THE MOST IMPORTANT
PLACE IN THE WORLD

We know how much your home means to you, which is why we put so much care into crafting cover at every level, and why so many of our customers recommend us year after year.

 

Our insurance is tried, tested and recommended by 9 out of 10 customers*, and our Premier and Specialist Home Insurance has a 5-star rating from Defaqto.

With an approved claim, we make sure you – and your pets – have somewhere to live if you can’t stay in your home.

Choose from four different levels of cover, as well as optional extras to suit your needs.

 

Comprehensive, competitive insurance package with the added surety of the John Lewis brand.

A.B. Chester, North West

Rated 4 out of 5 by from Straightforward application process The devil's in the detail - or more importantly in the help one might get when making a claim.
Date published: 2019-08-16
Rated 5 out of 5 by from Good Deal Have saved over £100 on my home insurance. Really pleased.
Date published: 2019-08-01
Rated 4 out of 5 by from Home Insurance Good value as a new customer......lets see what happens when renewal comes around.....
Date published: 2019-07-04
Rated 4 out of 5 by from Insurance at realistic prices Details of cover provided were easy to understand and most importantly so were the areas where no cover applied
Date published: 2019-05-23
Rated 5 out of 5 by from Great value and good cover I bought this to replace my existing insurance from another provider. This insurance was not only cheaper, but provided more in terms of the cover. A much better product overall.
Date published: 2019-04-12
Rated 5 out of 5 by from Good value insurance. We have saved a lot by changing to this insurance and seem to be covered for more. Only time will tell if it stays good value!
Date published: 2019-03-14
Rated 5 out of 5 by from Extremely easy to get a quote Took the pain out of obtaining a quote. Quick, simple and fuss free.
Date published: 2019-03-14
Rated 5 out of 5 by from Not the cheapest - but a good policy I bought this for my mother’s house which is now unoccupied - very helpful to get me the right cover
Date published: 2019-03-14
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See all reviews

Compare our buildings
cover level

Essential cover for your buildings, with optional cover for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

A flexible level of cover with built-in protection for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.

Speak with your expert underwriter on 0800 916 6880

Essential cover for your buildings, with optional cover for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

A flexible level of cover with built-in protection for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.

Speak with your expert underwriter on 0800 916 6880

Articles and guides

*Based on 101 customers.

For new customers purchasing online. Minimum premiums apply. We reserve the right to withdraw this offer at any time. Discount is automatically applied when you get a quote. 20% discount for Premier, Plus and Essential cover and 15% for Specialist. Discount does not apply to any optional features you select when purchasing Specialist Insurance.

John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark ’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

John Lewis plc is an appointed representative of Covea Insurance plc. Its Financial Services Register No. is 416011. John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. The Covea Insurance Registered office address is: Norman Place, Reading, Berkshire, RG1 8DA. Registered in England and Wales No 613259. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Its Financial Services Register No. is 202277.

Copyright © John Lewis Partnership
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