Built to cover the most
important place in the world

Knowing your home can be put right quickly is a reassuring feeling. During a claim, if your home can’t be lived in, we’ll cover the cost of similar accommodation for you (and your pets) while yours is under repair, which means you’ll always have somewhere to come home to. And for unique types of property, we’ll custom tailor a policy just for you with our bespoke Specialist Cover.

Essential cover for your buildings, with optional cover for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

A flexible level of cover with built-in protection for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home – here or anywhere in the world – is fully covered.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you'll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess and improved security.

Essential cover for your buildings, with optional cover for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

A flexible level of cover with built-in protection for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home – here or anywhere in the world – is fully covered.

Cover levels

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £50,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you'll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess and improved security.

Articles and guides

John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). Calls may be recorded and monitored.

John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).

John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative (Financial Services Register No. 416011) of Covea Insurance plc. John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered in England and Wales No. 613259. Registered office Norman Place, Reading, RG1 8DA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202277).

Copyright © John Lewis Partnership
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