BUILT TO COVER THE MOST IMPORTANT PLACE IN THE WORLD
We know how much your home means to you, which is why we put so much care into crafting cover at every level, and why so many of our customers recommend us year after year.
Our insurance is tried, tested and recommended by 9 out of 10 customers*, and our Premier and Specialist Home Insurance has a 5-star rating from Defaqto.
With an approved claim, we make sure you – and your pets – have somewhere to live if you can’t stay in your home.
Choose from four different levels of cover, as well as optional extras to suit your needs.
“
Comprehensive, competitive insurance package with the added surety of the John Lewis brand.
A.B. Chester, North West
Rated 5 out of
5 by
Satisfied Customer from
Great value and good coverI bought this to replace my existing insurance from another provider. This insurance was not only cheaper, but provided more in terms of the cover. A much better product overall.
Date published: 2019-04-12
Rated 5 out of
5 by
Bramblechops from
Good value insurance.We have saved a lot by changing to this insurance and seem to be covered for more. Only time will tell if it stays good value!
Date published: 2019-03-14
Rated 5 out of
5 by
KCFin from
Extremely easy to get a quoteTook the pain out of obtaining a quote. Quick, simple and fuss free.
Date published: 2019-03-14
Rated 5 out of
5 by
Kaba123 from
Not the cheapest - but a good policyI bought this for my mother’s house which is now unoccupied - very helpful to get me the right cover
Date published: 2019-03-14
Rated 5 out of
5 by
ballerinarose from
house insurancelooked online for quote to renew house buildings insurance. web site clear and easy to navigate. questions straightforward and clear. . Liked the 3 options and quote with each. easy to see what was available with each. So impressed with this I purchased this years insurance from John Lewis
Date published: 2019-03-14
Rated 5 out of
5 by
Leslie from
Excellent InsuranceThe online questions concerning the insurance were clear and precise and helped me make the decision that the policy was good value.
Date published: 2019-02-17
Rated 5 out of
5 by
David from
Perfect Contents CoverI bought this cover after checking on Compare The Market. This cover perfectly suits my needs and is with an insurance company that I can trust.
Date published: 2019-02-16
Rated 5 out of
5 by
John from
Home insured with confidenceThe insurance was not the cheapest, but was set out clearly and unambiguously so that I could be confident that it met all my requirements. It had a few additional useful points I had not thought of.
Essential cover for your buildings, with optional cover for accidental damages.
Up to £60,000 of Alternative Accommodation Cover
We'll help keep a roof over your head if your home becomes uninhabitable due to a claim by covering the cost of similar temporary accommodation while it's rebuilt.
Full Accidental Damage Cover (optional)
This cover provides our highest level of protection against accidental damage. So whether it’s glass breakage to windows or construction damage to drains and pipes, you’re covered.
Up to £500 of Locks and Keys Cover
We’ll help you stay secure at home if you damage a lock or lose your keys by covering the cost to change locks to outside doors of your home, or to safes and alarms in your home.
A flexible level of cover with built-in protection for accidental damages.
Up to £100,000 of Alternative Accommodation Cover
We'll help keep a roof over your head if your home becomes uninhabitable due to a claim by covering the cost of similar temporary accommodation while it's rebuilt.
Standard Accidental Damage Cover
This level of protection provides good coverage against accidental damage. It protects against things like glass breakage to windows and construction damage to drains and pipes.
Up to £500 of Locks and Keys Cover
We’ll help you stay secure at home if you damage a lock or lose your keys by covering the cost to change locks to outside doors of your home, or to safes and alarms in your home.
Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.
Unlimited Buildings Cover
Never worry about being underinsured, because we won’t ask you to calculate the exact cost of rebuilding your home.
Unlimited Alternative Accommodation Cover
We'll help keep a roof over your head if your home's uninhabitable due to a claim, by covering the cost of temporary accommodations while it's rebuilt.
Full Accidental Damage Cover
This cover provides our highest level of insurance against accidental damage. So whether it’s breakage to glass windows or to drains and pipes, you’re covered.
This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.
Bespoke Buildings Cover
If you own more than one home, property abroad, or a thatched, listed or flat-roofed building, this individually crafted cover was created just for you.
Up to 5 years of Alternative Accommodation Cover
We'll help keep a roof over your head if your home's uninhabitable as a result of a claim by covering the cost of temporary accommodations while it's rebuilt.
Up to £25,000 to reinstate landscaped gardens
A beautiful garden is a treasure. So if yours is accidentally damaged, we’ll cover the costs incurred to repair it up to your limit.
Each Specialist Home Insurance policy is created to suit, so you'll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess and improved security.
Essential cover for your buildings, with optional cover for accidental damages.
Up to £60,000 of Alternative Accommodation Cover
We'll help keep a roof over your head if your home becomes uninhabitable due to a claim by covering the cost of similar temporary accommodation while it's rebuilt.
Full Accidental Damage Cover (optional)
This cover provides our highest level of protection against accidental damage. So whether it’s glass breakage to windows or construction damage to drains and pipes, you’re covered.
Up to £500 of Locks and Keys Cover
We’ll help you stay secure at home if you damage a lock or lose your keys by covering the cost to change locks to outside doors of your home, or to safes and alarms in your home.
A flexible level of cover with built-in protection for accidental damages.
Up to £100,000 of Alternative Accommodation Cover
We'll help keep a roof over your head if your home becomes uninhabitable due to a claim by covering the cost of similar temporary accommodation while it's rebuilt.
Standard Accidental Damage Cover
This level of protection provides good coverage against accidental damage. It protects against things like glass breakage to windows and construction damage to drains and pipes.
Up to £500 of Locks and Keys Cover
We’ll help you stay secure at home if you damage a lock or lose your keys by covering the cost to change locks to outside doors of your home, or to safes and alarms in your home.
Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.
Unlimited Buildings Cover
Never worry about being underinsured, because we won’t ask you to calculate the exact cost of rebuilding your home.
Unlimited Alternative Accommodation Cover
We'll help keep a roof over your head if your home's uninhabitable due to a claim, by covering the cost of temporary accommodations while it's rebuilt.
Full Accidental Damage Cover
This cover provides our highest level of insurance against accidental damage. So whether it’s breakage to glass windows or to drains and pipes, you’re covered.
This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.
Bespoke Buildings Cover
If you own more than one home, property abroad, or a thatched, listed or flat-roofed building, this individually crafted cover was created just for you.
Up to 5 years of Alternative Accommodation Cover
We'll help keep a roof over your head if your home's uninhabitable as a result of a claim by covering the cost of temporary accommodations while it's rebuilt.
Up to £25,000 to reinstate landscaped gardens
A beautiful garden is a treasure. So if yours is accidentally damaged, we’ll cover the costs incurred to repair it up to your limit.
Each Specialist Home Insurance policy is created to suit, so you'll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess and improved security.
Cover levels
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture .
Optional
Standard Cover
Full Cover
Full Cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000
£100,000
Unlimited
Up to 5 years
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Pay with our credit card to earn points for our rewards
Buy Home Insurance from us with our credit card and you’ll earn points towards John Lewis and Waitrose gift vouchers. You can also earn points anywhere Mastercard is accepted.
† For new customers purchasing online. Minimum premiums apply. Discount is automatically applied when you get a quote. 20% discount for Essential, Plus and Premier cover and 15% for Specialist. Discount does not apply to any optional features you select when purchasing Specialist Insurance.
John Lewis Finance and John Lewis Insurance are trading names of John Lewis plc. The John Lewis Registered office address is: 171 Victoria Street, London, SW1E 5NN. Registered in England and Wales No. 233462.
John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.
John Lewis plc is an appointed representative of Covea Insurance plc. Its Financial Services Register No. is 416011. John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. The Covea Insurance Registered office address is: Norman Place, Reading, Berkshire, RG1 8DA. Registered in England and Wales No 613259. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Its Financial Services Register No. is 202277.
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