BUILT TO COVER THE MOST IMPORTANT
PLACE IN THE WORLD

We know how much your home means to you, which is why we put so much care into crafting cover at every level, and why so many of our customers recommend us year after year.

 

Our insurance is tried, tested and recommended by 9 out of 10 customers*, and our Premier and Specialist Home Insurance has a 5-star rating from Defaqto.

With an approved claim, we make sure you – and your pets – have somewhere to live if you can’t stay in your home.

Choose from four different levels of cover, as well as optional extras to suit your needs.

 

Comprehensive, competitive insurance package with the added surety of the John Lewis brand.

A.B. Chester, North West

Home Plus Policy is rated 4.6 out of 5 by 1880.
Rated 5 out of 5 by from Great experiance Easy to use wibsite with the ability to add in additional cover. Good value especially with the online discount
Date published: 2019-11-21
Rated 5 out of 5 by from Good deal - thank you This was best offer available to John Lewis members 7 I could pay with my partnership CC.
Date published: 2019-10-13
Rated 4 out of 5 by from Insurance OK I think??? Having never made a claim on any home insurance cannot really tell if their insurance is good. I know one thing their premium will go up next year so will start looking at alternative provider.
Date published: 2019-10-11
Rated 5 out of 5 by from Happy with this insurance! I recently moved and needed my building & contents insurances swiftly. The online forms to complete for a quote were easy to complete and my quote came through. Once I was ready to accept the insurance was set up easily. Would definitely recommend.
Date published: 2019-10-10
Rated 4 out of 5 by from Looks like a good product Trawling the market this seemed to be good value for money and comprehensive with the JL name, security, stability and reputation behind it. The proof of the pudding comes in the process of making a claim if this ever happens, but one always hopes that it will never be necessary
Date published: 2019-10-10
Rated 5 out of 5 by from Easy to complete online No complications, very easy to answer all the questions and a great price. Went with the John Lewis name after checking a number of providers.
Date published: 2019-09-17
Rated 5 out of 5 by from Good insurance the product was just what we were looking for - house and contents
Date published: 2019-09-16
Rated 5 out of 5 by from Great Insurance I purchased this insurance last week. I am so happy with the policy and the staff that I dealt with. So helpful and professional.
Date published: 2019-09-12
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  • REVIEWS, PRODUCT
See all reviews

Compare our buildings
cover level

Essential cover for your buildings, with optional cover for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

A flexible level of cover with built-in protection for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.

Speak with your expert underwriter on 0800 916 6880

Essential cover for your buildings, with optional cover for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

A flexible level of cover with built-in protection for accidental damages.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Our most complete level of cover for your buildings, so you don’t have to worry about being underinsured.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

This is bespoke cover that can be perfectly tailored to suit your particular circumstances, so you can rest assured that your home is fully covered.

  Essential Plus Premier Specialist
Buildings £400,000 £1 million Unlimited** Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £60,000 £100,000 Unlimited Up to 5 years
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional


**Policy Limits apply to legal liability limits.

Bespoke quotes

Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.

Speak with your expert underwriter on 0800 916 6880

Articles and guides

For new customers purchasing online. Minimum premiums apply. We reserve the right to withdraw this offer at any time. Discount is automatically applied when you get a quote. 20% discount for Premier, Plus and Essential cover and 15% for Specialist. Discount does not apply to any optional features you select when purchasing Specialist Insurance.

John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark ’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

John Lewis plc is an appointed representative (registration no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).

Copyright © John Lewis Partnership
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