Optional Legal Protection Cover pays for legal costs if you're involved in a legal dispute because of an accident that's not your fault.

Legal Protection

  • Up to £100,000 of cover for legal costs where you have the contact details of whoever caused the accident and the legal team believe that there is more than a 50% chance of achieving a positive outcome.
  • Help to pursue compensation due to a road traffic accident that's not your fault, and financial losses that aren't covered by your car insurance, such as loss of earnings, the cost of alternative travel arrangements, and recovery of your policy excess from a third party.
  • Cover for the cost of defending against some motoring offences related to the use of the car on your policy. However, we can't provide cover if you were driving without a licence, disqualified or were under the influence of drink or drugs.

This protection also provides access to a 24/7 Legal Helpline for advice on private legal problems and access to online legal documents.

Legal Protection policy (PDF)

Legal Protection insurance product information document (PDF)

For further information or to add this feature to your Car Insurance policy, please call us.

Car Insurance policy documents


We’ll cover a full drain-out and 10 litres of refuelling if you accidentally choose the wrong pump.


We’ll keep life carrying on as normal with a courtesy car provided as standard.

Onward Travel

We'll pay up to £500 towards travel or a hotel so you can complete your journey if you're involved in an accident.


John Lewis Finance, John Lewis Insurance and John Lewis & Partners are trading names of John Lewis plc. John Lewis plc is an appointed representative (registration no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Car Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (no. 613259).

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