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John Lewis Finance

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John Lewis Finance

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    • Western Union

Money Transfer

You can easily make one-off or regular payments worldwide, with great exchange rates.

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Safe, fast & fair international payments

Safe, fast & fair international payments

You can easily make one-off or regular payments worldwide, with great exchange rates.

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A better way
to move your money

Whether you’re buying, selling or maintaining property abroad, or sending funds to family and friends, look beyond your bank for a better way to move your money. You can easily make one-off or regular payments worldwide, with great exchange rates and the trust and security you expect from John Lewis.

International Payments

Transferring £100 or more? Set up and track fast bank-to-bank transfers or make regular payments anytime online or on the phone for free.

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Western Union

Need to transfer a smaller amount directly into the hands of friends or family? Simply use our Western Union service in our 33 shops across the country.

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Top 3 FAQs

What's the difference between International Payments and Western Union?

Our International Payments service is a cost-effective way of making payments abroad, as you'll receive bank-beating exchange rates and incur fewer fees overall. It involves secure bank-to-bank transfers and is ideal if you are buying or selling property abroad or simply transferring money to an overseas account for a mortgage, pension or even to family and friends. You can set up an online account to make your transfers and manage your payments and we also offer telephone support services should you want to further discuss your requirements or have any questions.


If you are making smaller transfers of money abroad, our in-store Western Union service is ideal. You can use cash or card over the counter in a John Lewis Bureau de change and convert this directly to the local currency, quickly and simply. Just specify a friend or family member to collect from one of the thousands of Western Union locations worldwide. At a John Lewis Bureau de change, you can also receive incoming payments from these Western Union locations.

How do I register for an account?

Our International Payments service is available to residents of the UK and EEA.

To set up an account, you need to confirm a few personal details, including contact information and the currencies you’re interested in transacting.

You will also need to create a password, between 6 and 32 characters long, containing letters, and at least one number and/or symbol. The password is not case sensitive.

How are the rates price-checked for International Payments?

We regularly check all main high street bank and building society exchange rates to offer you the best overall price (including banking charges, exchange rates and other fees).

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Foreign Currency

Enjoy 0% commission and great rates with Click & collect convenience at over 330 locations.

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Our Partners

We’ve carefully selected HiFX Europe Limited to provide our International Payments services. Xe Money Transfer is provided by HiFX Europe Limited, trading as Xe.

We’ve carefully selected Western Union to provide our in-store Bureau de change personal money transfer service.

John Lewis Finance and Bureau de change from John Lewis Finance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company no. 233462). John Lewis plc introduce the panel of carefully chosen providers in Bureau de change products and services, who each hold the appropriate licences with the Financial Conduct Authority and HMRC.

Money transfers in John Lewis Bureau de Change are provided by Western Union Payment Services GB Limited. Western Union Payment Services GB Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference no. 816890) for the provision of payment services. Registered office 1st Floor, 200 Hammersmith Road, London, W6 7DL. Company no. 11326797. John Lewis plc is an agent of Western Union Payment Services GB Limited.

For UK clients: International Payments at John Lewis Finance is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration 462444, for the provision of payment services. HiFX is a limited company registered in England and Wales. Registered number: 3517451. Registered office: Maxis 1, Western Road, Bracknell, Berkshire, RG12 1RT.

For EEA clients: International Payments at John Lewis Finance is provided by XE Europe B.V.. XE Europe B.V. is authorised by the Dutch Central Bank (De Nederlandsche Bank) under the Payment Services Directive II, license number R149006 for the provision of payment services. XE Europe B.V. is a limited company registered in The Netherlands with company no. 72587873, and registered office at Rozengracht 12,1, 1016NB Amsterdam, The Netherlands.

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