Our policy is to
put you first

At John Lewis Finance we won’t waste your valuable time by asking you to itemise every item. And with our bespoke Specialist Cover we can also protect all your expensive possessions including art, antiques, jewellery and more, anywhere in the world.

Any questions? Call us 0330 102 2578

Essential cover for your belongings, with optional cover for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

A flexible level of cover, with built-in protection for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

Our most complete level of cover for your personal belongings at home or abroad.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

This bespoke, high-quality cover for high-value contents can be perfectly tailored to protect your most valuable possessions. If you own expensive items, this custom cover is just for you.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

Bespoke Quotes

Each Specialist Home Insurance policy is created to suit, so you'll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess and improved security.

Essential cover for your belongings, with optional cover for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

A flexible level of cover, with built-in protection for accidental damages.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

Our most complete level of cover for your personal belongings at home or abroad.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

This bespoke, high-quality cover for high-value contents can be perfectly tailored to protect your most valuable possessions. If you own expensive items, this custom cover is just for you.

Cover levels

  Essential Plus Premier Specialist
Contents £50,000 £75,000 Unlimited Bespoke
Accidental damage Optional Standard Cover Full Cover Full Cover
Alternative accommodation £10,000 £15,000 Unlimited Unlimited up to 5 years
Personal possessions Optional Optional £2,500
(option to increase)
Contents sum insured
Matching sets cover None £10,000 Unlimited Unlimited for Art/antiques jewellery and watches.
50% for all other contents
Pedal cycles cover Optional Optional £5,000 £5,000
Garden cover Optional Optional £5,000 £25,000
Legal cover Optional Optional £100,000 Optional
Valuables single article limit (unspecified items) £3,000 £3,000 £3,000 £10,000

Bespoke Quotes

Each Specialist Home Insurance policy is created to suit, so you'll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess and improved security.

Articles and guides

John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). Calls may be recorded and monitored.

John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).

John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative (Financial Services Register No. 416011) of Covea Insurance plc. John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered in England and Wales No. 613259. Registered office Norman Place, Reading, RG1 8DA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202277).

Copyright © John Lewis Partnership
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