Earn 5 points for every £4 spent on eligible purchases at John Lewis and Waitrose and 1 point for every £4 spent elsewhere.1

21.9% APR representative (variable)

Credit subject to status. T&Cs apply

21.9% APR representative (variable).

Credit subject to status. T&Cs apply

Earn 5 points for every £4 spent on eligible purchases at John Lewis and Waitrose and 1 point for every £4 spent elsewhere.1

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