We are currently experiencing a high volume of calls and are unable to provide quotes or complete sales over the phone at this time. You can still get a quote and purchase a policy online. We apologise for any inconvenience.
Crafted Cover From A Name You Can Trust
For more than 150 years, John Lewis & Partners has established a reputation for quality, service and trust. The same values are at the heart of our Home Insurance, because we know how much your property and possessions mean to you.
Our Premier cover provides Unlimited Alternative Accommodation Cover if you can't stay at home as a result of an insured event
We offer up to £100,000 in Legal Cover
Our Premier and Specialist cover levels have a 5 Star Defaqto rating
Defaqto 5 Star Ratings apply to Premier and Specialist Home Insurance only.
“
The speed with which John Lewis dealt with the issues on the first day was amazing.
Paul Lewis
Home Plus Policy is rated
4.6 out of
5 by
1887.
Rated 5 out of
5 by
bob 1000 from
High level of coverGood website for quotations.I had a small query and telephoned office who were most helpful.Have just received documents which were clear and comprehensive.
A fair price for level of cover
Date published: 2020-03-14
Rated 5 out of
5 by
Roger from
Great staffVery pleased with the cover and the way your staff delt with my questions
Date published: 2020-02-15
Rated 5 out of
5 by
Grumpy old man from
Clear concise policyEasy to purchase and to compare product with previous insurer
Date published: 2020-01-30
Rated 5 out of
5 by
Maztom55 from
Great valueI bought this after comparing price and cover I chose this as John Lewis have a good reputation for customer service.
Date published: 2020-01-02
Rated 5 out of
5 by
ladybee from
HappyWebsite was easy to navigate. I was able to specify each aspect of my cover yo suit my individual needs. It is good to be treated as an individual for a change. Most companies are “that’s the cover - take it or leave it “
Date published: 2019-12-19
Rated 5 out of
5 by
JoMA from
Great experianceEasy to use wibsite with the ability to add in additional cover. Good value especially with the online discount
Date published: 2019-11-21
Rated 5 out of
5 by
DIXI from
Good deal - thank youThis was best offer available to John Lewis members 7 I could pay with my partnership CC.
Date published: 2019-10-13
Rated 4 out of
5 by
gas01 from
Insurance OK I think???Having never made a claim on any home insurance cannot really tell if their insurance is good.
I know one thing their premium will go up next year so will start looking at alternative provider.
Essential cover for your home and its contents, with optional extras for added protection.
Up to £60,000 of Alternative Accommodation Cover
We’ll help keep a roof over your head if your home becomes uninhabitable as a result of a claim by covering the cost of similar temporary accommodation while it’s rebuilt.
Up to £500 Home Emergency Cover (optional)
Pipe burst at midnight? We could have it fixed before breakfast. We’ll find you a reliable tradesperson and pay towards the cost of labour and parts.
Personal Possessions Cover (optional)
This covers items you or your family normally wear or carry away from the home such as clothing, watches, jewellery or mobile phones. Limits and conditions apply.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
A flexible level of cover, with increased protection for your home and its contents.
Up to £115,000 of Alternative Accommodation Cover
We’ll help keep a roof over your head if your home becomes uninhabitable as a result of a claim by covering the cost of similar temporary accommodation while it’s rebuilt.
Standard Accidental Damage Cover
At Plus level our Standard Cover is already included but you also get the option of upgrading to Full Cover, an even higher level of extra protection.
Up to £10,000 Matching Sets Cover
If an item from a bathroom suite, living room suite or kitchen unit (excluding kitchen appliances) is damaged and can't be repaired or an appropriate replacement found, we’ll replace the whole set up to £10,000.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
Our most complete level of cover for your home and the things you own.
Unlimited Buildings and Contents Cover
We won’t ask you to calculate the exact cost of rebuilding your home, or of replacing your general contents.
Unlimited Matching Sets Cover
If an item from a bathroom suite, living room suite or kitchen unit (excluding kitchen appliances) that’s covered by your policy is damaged and can't be repaired, or an appropriate replacement found, we’ll replace the whole set.
Unlimited Alternative Accommodation Cover
We’ll help keep a roof over your head if your home becomes uninhabitable as a result of a claim, by covering the cost of similar temporary accommodation while it’s rebuilt.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
Student cover
Optional
Optional
Optional
£15,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
This custom cover is tailored to suit, so your unique property and possessions – including art, antiques, jewellery and more – are fully covered. It’s also the right cover for more than one home or thatched, listed or flat-roofed buildings.
Bespoke Buildings and Contents Cover
This custom-built cover protects your unique home and treasured belongings from a wide variety of damage up to the limits you set for your policy.
Up to 5 years of Alternative Accommodation Cover
We’ll help keep a roof over your head by covering the cost of temporary accommodation while your home’s rebuilt.
Full Accidental Damage Cover
This cover provides our highest level of accident protection. Everything from breaking a glass table to spilling red wine on a white carpet is covered.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
BESPOKE QUOTES
Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.
Essential cover for your home and its contents, with optional extras for added protection.
Up to £60,000 of Alternative Accommodation Cover
We’ll help keep a roof over your head if your home becomes uninhabitable as a result of a claim by covering the cost of similar temporary accommodation while it’s rebuilt.
Up to £500 Home Emergency Cover (optional)
Pipe burst at midnight? We could have it fixed before breakfast. We’ll find you a reliable tradesperson and pay towards the cost of labour and parts.
Personal Possessions Cover (optional)
This covers items you or your family normally wear or carry away from the home such as clothing, watches, jewellery or mobile phones. Limits and conditions apply.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
A flexible level of cover, with increased protection for your home and its contents.
Up to £115,000 of Alternative Accommodation Cover
We’ll help keep a roof over your head if your home becomes uninhabitable as a result of a claim by covering the cost of similar temporary accommodation while it’s rebuilt.
Standard Accidental Damage Cover
At Plus level our Standard Cover is already included but you also get the option of upgrading to Full Cover, an even higher level of extra protection.
Up to £10,000 Matching Sets Cover
If an item from a bathroom suite, living room suite or kitchen unit (excluding kitchen appliances) is damaged and can't be repaired or an appropriate replacement found, we’ll replace the whole set up to £10,000.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
Our most complete level of cover for your home and the things you own.
Unlimited Buildings and Contents Cover
We won’t ask you to calculate the exact cost of rebuilding your home, or of replacing your general contents.
Unlimited Matching Sets Cover
If an item from a bathroom suite, living room suite or kitchen unit (excluding kitchen appliances) that’s covered by your policy is damaged and can't be repaired, or an appropriate replacement found, we’ll replace the whole set.
Unlimited Alternative Accommodation Cover
We’ll help keep a roof over your head if your home becomes uninhabitable as a result of a claim, by covering the cost of similar temporary accommodation while it’s rebuilt.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
Student cover
Optional
Optional
Optional
£15,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
This custom cover is tailored to suit, so your unique property and possessions – including art, antiques, jewellery and more – are fully covered. It’s also the right cover for more than one home or thatched, listed or flat-roofed buildings.
Bespoke Buildings and Contents Cover
This custom-built cover protects your unique home and treasured belongings from a wide variety of damage up to the limits you set for your policy.
Up to 5 years of Alternative Accommodation Cover
We’ll help keep a roof over your head by covering the cost of temporary accommodation while your home’s rebuilt.
Full Accidental Damage Cover
This cover provides our highest level of accident protection. Everything from breaking a glass table to spilling red wine on a white carpet is covered.
Essential
Plus
Premier
Specialist
Buildings
We cover the financial cost of rebuilding or repairing your home if it gets damaged.
£400,000
£1 million
Unlimited**
Bespoke
Contents
We cover the cost of repairing or replacing your belongings in the event of an insured incident.
£50,000
£75,000
Unlimited**
Bespoke
Accidental damage
Buildings Accidental Damage protects you if you put your foot through the ceiling or drill a hole through a water pipe. Contents Accidental Damage protects you in case you accidentally knock over or damage your furniture.
Optional
Standard cover
Full cover
Full cover
Alternative accommodation
If your home becomes uninhabitable as a result of an insured event, we’ll ensure you always have somewhere for you and your family to live, including your pets, until you can move back into your home.
£60,000***
£115,000***
Unlimited
Up to 5 years
Personal possessions****
From your laptop to your credit cards, we’ll cover your personal possessions whether you’re at home, or away from home, anywhere in the world.
Optional
Optional
£2,500
(option to increase)
Contents sum insured
Matching sets cover*****
We’ll cover your matching sets, so if things like matching sofas or kitchen cupboards are damaged and can’t be repaired or replaced, we could replace the whole lot.
None
£10,000
Unlimited
Unlimited
Pedal cycles
We provide you with protection for your pedal cycles if they are lost or damaged.
Optional
Optional
£5,000
£5,000
Garden cover
We offer protection against loss or damage to plants, trees and contents in the open. This includes equipment, furniture and barbecues.
Optional
Optional
£5,000
£25,000
Legal cover
We provide you with a wide range of legal assistance, including professional mediation concerning personal injury, consumer protection, residential, employment and tax issues.
Optional
Optional
£100,000
Optional
Valuables single article limit (unspecified items)
£3,000
£3,000
£3,000
£10,000
**Policy limits apply including legal liability, single item and total valuables limits. ***These limits apply if both buildings and contents are selected. Limits are lower if just one of the covers selected. ****Single item limits apply. *****If one item of the living room suite, for example, is damaged and cannot be repaired or replaced we could replace the whole set.
BESPOKE QUOTES
Each Specialist Home Insurance policy is created to suit, so you’ll speak directly with a dedicated underwriter. We can also offer a number of policy discounts, including ones for selecting a higher excess, improved security and years of experienced homeownership.
Our Specialist Cover is designed to protect your expensive art, antiques, paintings and more. It’s also the right cover if you own more than one home or a thatched, listed or flat-roofed building.
Home insurance refers to either contents insurance or buildings insurance or a combination of both.
Buildings insurance covers the building, including any outbuildings such as sheds. Buildings insurance generally covers your home against risks including flood, fire and subsidence.
Contents insurance covers the possessions in your home. Contents insurance will cover you against your belongings being stolen and some policies may cover you if something in your home is damaged by accident.
Buildings and contents insurance can be sold separately, but if you need to make a claim, having buildings and contents insurance from the same insurer helps make the process easier.
The amount you pay for home insurance is calculated by looking at many different factors including your home’s location, size, construction type and security levels; the value of your contents; and your claims history.
Essentially, the higher the risk of loss or damage to your property, and the higher the value of the property and the contents, the more you’ll have to pay to insure them.
If your home is seriously damaged – due to flood, for example – we'll find alternative accommodation, similar to your own, for you to live in until you can return home. Limits vary depending on your level of cover.
If it is safe to do so, you should take steps to limit the damage where possible – for example move furniture out of standing water or switch off your water supply to stop a leak.
Student Cover is included on our Specialist Home Insurance cover and can be added to all of our Essential, Plus and Premier cover levels. It protects the contents, personal possessions and pedal cycles taken away from the home by a member of your family who is studying at university, college or school. This includes things like laptops, mobile phones and money.
Yes, 'valuables' are non-household goods, such as:
Jewellery (including costume jewellery)
Other things made of gold, silver or precious metals
Cameras, camcorders or binoculars
Watches
Furs
Paintings and other works of art
Stamp, coin or medal collections
Each insurance product has a different valuables limit so you can choose the one to suit your needs.
If you have any valuables worth more than £3,000 each, you’ll need to specify them when you get a quote.
If you have any valuables that are worth more than £20,000 each, our Specialist Home Insurance may be more suitable for you. Find out more or speak to an adviser on 0800 916 6880.
If you need to make a Home Insurance claim, call us on 0330 102 2749 (we’re open from 8am to 8pm Monday to Friday and 9am to 5pm Saturday) or make a claim online.
The claims handler will take your personal details and check your policy.
We’ll either repair your goods, replace them with new items, or pay out a sum equal to the cost we would have to pay for repair or replacement.
PAY WITH OUR CREDIT CARD AND ENJOY DOUBLE POINTS
You’ll earn double points towards John Lewis and Waitrose vouchers when you buy any Insurance policy from us with your Partnership Card up front and in full. You can also earn points anywhere Mastercard is accepted.
Covéa Insurance plc has been carefully selected to underwrite Specialist Insurance from John Lewis Finance.
Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.
† For new customers purchasing online. Minimum premiums apply. We reserve the right to withdraw this offer at any time. Discount is automatically applied when you get a quote. 20% discount for Premier, Plus and Essential cover and 15% for Specialist. Discount does not apply to any optional features you select when purchasing Specialist Insurance.
John Lewis Finance and John Lewis Insurance are trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462).
John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).
John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).
