Specialist Home Insurance

Unique homes and contents deserve unique levels of insurance. That’s why we take extra time and care to provide bespoke cover that’s tailored to your home and everything you own.

Built with the quality, service and trust John Lewis has delivered for more than 150 years, our Specialist Insurance is here to protect:

Homes with
7+ bedrooms

UK homes

To speak with your expert underwriter or for any queries, call us on 0800 916 6880

You can select Buildings & Contents Cover, Buildings Cover or Contents Cover during the quote process.

Cover that's crafted with care

Our team of expert underwriters will speak to you personally about your home and contents to provide the right cover for your requirements. If you need to make a claim, you'll have your own experienced claims manager who will be your dedicated point of contact for your concerns throughout your claim and will keep you updated throughout every step of the process.

Every policy is unique but some of our most popular features include:


Worldwide All Risks Cover for contents, personal effects, art, antiques and jewellery

Up to 5 years of Alternative Accommodation Cover while your home is being rebuilt

Bespoke art and antiques cover with an expert underwriting and claims service

Bespoke jewellery and watches cover which ensures your valuables are protected anywhere in the world

Up to £50,000 Cyber Cover for connected home devices, cyber crime and identity theft


Please see the policy documents below for full details of terms, conditions and any limitations of cover.

Don't take our word for it

Defaqto 5 Star Rating applies to Premier and Specialist Home Insurance only.

"I have always received the most incredible and personable service from your team."

Stephanie, Hassocks

To speak with your expert underwriter or for any queries, call us on on 0800 916 6880

Do I need Specialist Home Insurance?

Everyone has different requirements when it comes to protecting their home and contents, which is why we offer three more levels of Home Insurance – Bronze, Silver and Gold.

Our Partner

Covéa Insurance plc has been carefully selected to underwrite Specialist Insurance from John Lewis Finance.

John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).