High-Value Home Insurance
Specialist home insurance
High-value homes and valuable personal possessions deserve an insurance service to match. So we’ve taken the time to provide the kind of bespoke cover that will meet your expectations.
Do you need high-value home insurance?
You should certainly consider it if any of the following apply:
Your home has 7 or more bedrooms
Your home is a listed building, or was built before 1800
You own valuables with a combined worth of over £40,000 (such as jewellery, watches and works of art)
Your home contains one item worth more than £20,000
Not sure you need it? Find out more about our other home insurance cover levels.
Ours is a fully bespoke policy, but here are some of the most popular features:
All risk worldwide cover for contents including electronic devices, jewellery and watches
Alternative Accommodation Cover (up to 5 years) with somewhere to call home while your home is rebuilt
Bespoke art and antiques cover with an expert underwriting and claims service
Bespoke jewellery and watches cover to protect your valuables anywhere in the world
Cyber Cover up to £50,000 for connected home devices, cybercrime and identity theft
Accidental damage included as standard
Environmental upgrades up to £10,000 to meet new regulations
See our policy wording and insurance product information documents for an explanation of exactly what’s covered.
Bonus cover features
Our Specialist cover also provides a few handy extras to protect you against the unexpected and help out if unlikely events happen.
Home insurance guides
John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).