High-Value Home Insurance

High-value homes and valuable personal possessions deserve an insurance service to match. So we’ve taken the time to provide the kind of bespoke cover that will meet your expectations.

You should certainly consider it if any of the following apply:

• Your home has 7 or more bedrooms

• Your home is a listed building, or was built before 1800

• You own valuables with a combined worth of over £40,000 (such as jewellery, watches and works of art)

• Your home contains one item worth more than £20,000

Not sure you need it? Find out more about our other home insurance cover levels.

To speak with your expert underwriter or for any queries, call us on 0800 916 6880

Ours is a fully bespoke policy, but here are some of the most popular features:

All risk worldwide cover for contents including electronic devices, jewellery and watches

Alternative Accommodation Cover (up to 5 years) with somewhere to call home while your home is rebuilt

Bespoke art and antiques cover with an expert underwriting and claims service

Bespoke jewellery and watches cover to protect your valuables anywhere in the world

Cyber Cover up to £50,000 for connected home devices, cybercrime and identity theft

Accidental damage included as standard

Environmental upgrades up to £10,000 to meet new regulations

See our policy wording and insurance product information documents for an explanation of exactly what’s covered.

Our Specialist cover also provides a few handy extras to protect you against the unexpected and help out if unlikely events happen.