John Lewis Money

Yes, we do travel money too

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Rated 4.2/5 from an average of 10,000+ reviews (all products, May 2024)

Over 1.2 million people are doing money, the John Lewis way

Across all John Lewis Money products as of May 2024

Want rewards? Get a Partnership Credit Card

Earn points to get vouchers when you spend. Plus, enjoy double points on eligible spend at John Lewis and Waitrose for the first 60 days, starting the moment you open your account.¹

28.9% APR Representative (variable).

Credit subject to status. 18+ years. UK residents. T&Cs apply.

John Lewis plc is a broker. NewDay Ltd is the Lender.

Flexible home insurance

Tailor your cover with extras for the things that make it feel like home.

Pet insurance

Choose your level of vet fee cover to help keep your furry friend healthy and happy.

Let us sort the money stuff

Founded on trust

Start thinking outside the bank with the same level of quality and customer service you’d expect from John Lewis.

Designed for real life

Our in-house experts and trusted partners work together to bring you money products for your life and your goals.

Rated by experts

Which? and Defaqto-rated2 services mean you can trust us to do the money thinking, so you can focus on living life’s moments.

Making travel money a breeze

  • 0% commission on over 50 currencies online

  • Buy online and collect in over 330 stores

  • Minimum order £250

  • Order by 3pm for next working day home delivery

Get help

Find answers to queries about John Lewis Money products and services
Guides and articles

Money for real life

Your holiday checklist

Don’t forget your toothbrush. Or passport. Use our checklist to avoid leaving any holiday essentials behind.

5 min read

Passport photo requirements

Glasses on or off? Smile or not? Our guide has all you need to know about applying for a new passport.

4 min read

How much cash can you travel with?

Planning on a big purchase abroad or gifting cash to family? Know how much you can legally take overseas.

5 min read

Best ways to spend money abroad

Avoid hefty airport conversion fees and learn how to get the most from your holiday money when abroad.

5 min read

Replacing a lost passport

Almost 400,000 UK passports are lost or stolen annually. Know what to do should the worst happen.

5 min read

How early should I get to the airport?

Rushing to the airport or waiting around for hours can dampen holiday spirits. We’ve tips on when to arrive.

4 min read

John Lewis Money - regulatory and legal information

Partnership Credit Card

John Lewis plc is a credit broker, not a lender, introducing the Partnership Credit Card under exclusive arrangements with the lender NewDay Ltd.

John Lewis Money and John Lewis Finance are trading names of John Lewis plc. Registered in England (company number: 233462). Authorised and regulated by the Financial Conduct Authority (firm reference number: 724309).

Credit is provided by NewDay Ltd. Registered in England and Wales (company number: 7297722). Registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 690292) and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 555318) for the provision of payment services.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Travel Money

John Lewis Money, John Lewis Finance and John Lewis & Partners Bureau de Change are trading names of John Lewis plc.

John Lewis plc introduces the panel of carefully chosen providers in Bureau de Change products and services, who each hold the appropriate licences with the Financial Conduct Authority and HMRC.

Travel Money online from John Lewis Money, John Lewis Finance, and John Lewis & Partners, is provided by First Rate Exchange Services Limited (company number: 04287490 and Money Service Business licence number: MLR-64068). Registered office: Great West House, Great West Road, Brentford, West London, TW8 9DF, England.

Home Insurance

John Lewis Money, John Lewis Finance, John Lewis Home Insurance and John Lewis & Partners are all trading names of John Lewis plc.

Munich Re Digital Partners - our Bronze / Silver / Gold insurance cover

John Lewis Home Insurance is provided by Munich Re Digital Partners Limited (company number: 10207490). Registered office: 1 Fen Court, London, England, EC3M 5BN. Registered in England and Wales.

John Lewis plc is an appointed representative (firm reference number: 416011) of Munich Re Digital Partners Limited, which is authorised and regulated by the Financial Conduct Authority to carry out insurance distribution activities (firm reference number: 804106).

Covéa - our Specialist Home Insurance cover

John Lewis Specialist Home Insurance is underwritten by Covéa Insurance plc (company number: 613259). Registered office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales.

John Lewis plc is an appointed representative (firm reference number: 416011) of Covéa Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).

Pet Insurance

John Lewis Money, John Lewis Finance and John Lewis Insurance are trading names of John Lewis plc.

John Lewis plc is an appointed representative (firm reference number: 416011) of Royal & Sun Alliance Insurance Ltd. 

John Lewis Pet Insurance is underwritten by Royal & Sun Alliance Insurance Ltd (company number: 93792). Registered in England and Wales. Registered office: St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202323).

Car Insurance

John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are trading names of John Lewis plc.

John Lewis plc is an appointed representative (firm reference number: 416011) of Covéa Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).

John Lewis Car Insurance is underwritten by Covéa Insurance plc. Registered Office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales (company number: 613259).

International Payments

For UK clients: International Payments are provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 462444), for the provision of payment services. HiFX is a limited company registered in England and Wales (company number: 3517451). Registered office: Maxis 1, Western Road, Bracknell, Berkshire, RG12 1RT.

For EEA clients: International Payments are provided by XE Europe B.V.. XE Europe B.V. is authorised by the Dutch Central Bank (De Nederlandsche Bank) under the Payment Services Directive II (licence number R149006) for the provision of payment services. XE Europe B.V. is a limited company registered in The Netherlands (company number: 72587873). Registered office: Rozengracht 12,1, 1016NB Amsterdam, The Netherlands.

Investments

John Lewis plc trading as John Lewis Investments, John Lewis Money and John Lewis Finance acts as an Appointed Representative of Nutmeg Saving and Investment Ltd for the purpose of making introductions to Nutmeg and distributing financial promotions relating to Nutmeg's investment products. 

John Lewis Investments services are provided by Nutmeg Saving and Investment Ltd. Authorised and regulated by the Financial Conduct Authority (firm reference number: 552016), registered in England and Wales (company number: 7503666). Registered office: 25 Bank Street, Canary Wharf, London E14 5JP.

Nutmeg does not provide insurance products or credit cards.

Payment Plans

John Lewis plc is a credit broker and not a lender. Credit provided by Creation Consumer Finance Limited.

Authorised and regulated by the Financial Conduct Authority (firm reference number: 724309) for the purpose of introducing the credit provided by Creation Consumer Finance Ltd (company number: NI032565). Registered office: Wellington Buildings, 2-4 Wellington Street, Belfast BT1 6HT. Creation Consumer Finance Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 311518). Credit subject to status. 18+ years. UK residents.