A better insurance
for better drivers

We believe you should reap the rewards of your careful driving year after year, which is why we offer you a No Claims Discount of up to 75%. Add that to our full-featured cover and reliable service, and you have car insurance that’s designed from the road up to keep your life moving. Terms apply*.

Uninsured driver protection

We’ll make sure you won’t lose your No Claims Discount, and can claim back your excess, if you’re involved in an accident caused by an uninsured driver. Terms apply*.

90 days
European cover

Just get in the car and go. There’s no need to let us know if you’re planning on driving in Europe, you’re automatically covered.

Misfuelling cover

Get back into top gear quickly. We’ll cover a full drain-out and 10 litres of refuelling if you accidentally choose the wrong pump.

If you have a Car Insurance policy from John Lewis Finance, see below to view and print your full Policy documents.

Please note: Due to a change in legislation in December 2013, you no longer need your car insurance documents when taxing your vehicle.

Car Insurance policy document (PDF, 380 KB)


Breakdown Cover documents

Roadside Rescue Policy Wording (PDF, 355 KB)

Home Rescue Policy Wording (PDF, 360 KB)

European Rescue Policy Wording (PDF, 475 KB)

Additional documents

Legal Protection Wording (PDF, 155 KB)

Excess Protection Wording (PDF, 4.6 MB)

A quick guide to your policy (PDF, 710 KB)

Optional extras

Choose from our range of optional extras to make sure you always have the right protection.


Get the confidence of good counsel any time of the day or night if you’re in a road traffic accident.

Learn more


We offer three levels of Breakdown Cover, so you can always rely on us to get you back on the road at the right price.

Learn more


If you need to make a claim you'll have to pay an excess. This optional cover enables you to claim this money back.

Learn more

Protected No
Claims Discount

We know accidents happen, so in most cases we’ll give you the opportunity to protect your discount.*

Learn more

Articles and Guides

*No Claims Discount protection does not protect the overall price of your insurance policy. The price of your insurance may increase following an accident even if you were not at fault. Minimum premiums apply. Other terms, conditions, limitations and exclusions apply.

John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Ageas Retail Limited. John Lewis Car Insurance is provided by Ageas Retail Limited (No1324965). Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority (number 312468). Ageas Retail Limited is a sister company of Ageas Insurance Limited.

John Lewis Finance and John Lewis Insurance are trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). John Lewis plc is an appointed representative of a panel of carefully chosen partners to offer a full range of insurance products and services via John Lewis Finance (Financial Conduct Authority number 416011).

Copyright © John Lewis Partnership
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