When taking out contents insurance, you’ll need to provide the cost of the possessions inside your house. To do this, you should add up the value of all your contents. This includes furniture, appliances, electronics, clothing and anything else you would take with you if you moved house.

It’s important you provide the right amount when getting your quote. If you don’t factor in all of your contents, you may end up underinsured.

How do I work out how much contents insurance I need?

Luckily, you can use our contents calculator to ensure you’ve correctly calculated the right value. Simply follow the steps below.

1. Scroll down and fill in the value of your item in each field
2. Ignore items you do not own
3. Your total contents estimate will then be calculated for you

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

John Lewis Finance, John Lewis Home Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative of Munich Re Digital Partners Limited, a company authorised and regulated by the Financial Conduct Authority to carry on insurance distribution activities.

John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).

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