Garden furniture, equipment or gardening tools are at a greater risk of loss or damage at certain times of the year. Yet home insurance and a few simple precautionary measures can help protect your garden against theft.

1. Cover your garden furniture

Keep expensive garden furniture covered when not in use, as this can deter garden thieves. It will also protect the furniture against damage; this is especially useful when wear and tear is not included in your insurance policy.

2. Don't leave valuables unattended

It’s tempting to leave your valuables in the garden while you pop inside for lunch or to answer the phone – but opportunist thieves may use this moment to their advantage. Take all valuables inside, or hide them from view when you’re not in the garden.

3. Don’t leave the back door open

A quick and convenient lock is essential to secure your back door or garden door. As everyone dashes in and out of the garden, it’s important to keep your house secure at the same time.

4. Lock your garden shed

Use a secure garden shed to store valuable gardening equipment or furniture during summer and in the winter months. Home Insurance from John Lewis Finance will protect your outbuildings against theft, as long as they are kept secure and locked.

5. Secure ornaments and expensive garden equipment

You can secure a water feature or statue, for example, using some discreet wire or setting it with concrete. This will deter thieves from making off with these valuable items from your garden.

Optional Garden Cover

Our Optional Garden Cover (included with Specialist Home Insurance) offers financial protection against loss or damage to plants, trees and contents in the open.

This includes:

Garden tools, equipment, furniture and barbecues

Bird tables

Ornaments (including statues, urns and gnomes)

Garden pots and greenhouse accessories

Paddling pools and sandpits

Garden plants are also covered, including shrubs, trees, rockeries, bushes and vegetables. Please note that garden shrubs, plants, fences, hedges, and lawns are not covered against damage caused by storm, flood or frost under our Home Insurance.

Home Insurance from John Lewis Finance provides cover for your home while you're away by offering cover against theft. Exclusions apply when a property has been unoccupied for more than 60 days.

Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). Calls may be recorded and monitored.

John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).

John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative (Financial Services Register No. 416011) of Covea Insurance plc. John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered in England and Wales No. 613259. Registered office Norman Place, Reading, RG1 8DA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202277).

Copyright © John Lewis Partnership
Back to top