Good news for cyclists - our bicycle insurance covers the whole family for loss, damage or theft anywhere in the world. We provide £15,000 of cover for your bikes and up to £5,000 per individual bike, so this add-on to our Bronze, Silver or Gold Home Insurance is also great if you are the proud owner of a high-spec bike.
As well as the standard push bike, our bicycle insurance also includes scooters, tandems, trailer cycles. Bike wheels and accessories, such as helmets, lights and saddles, are also covered.
This is an optional add-on to our Bronze, Silver or Gold Home Insurance policies, and the benefits include:
- Bikes covered up to £5,000 per bike and £15,000 for multiple bicycles
- Bikes and accessories covered on holiday anywhere in the world
- Add cover at any time so if your circumstances change halfway through the policy, it’s no problem
- No admin fees – it’s completely free to make changes to your policy at any time
- Fair, transparent pricing – you only pay for what you specifically need, with no hidden extras in the final price
- No unnecessary renewal hikes because we really do value your loyalty.
What counts as a bicycle?
For this Home Insurance add-on, any cycle you power yourself counts as a bicycle, including:
- Pedal bikes (hybrids, mountain bikes and road bikes)
- Trailer cycles
- Hand pedal cycles
- Push scooters
This also includes folding bikes so it’s ideal for commuters.
Covered at home and abroad
Happily, your bike is covered both at home and abroad with this add-on to our Bronze, Silver or Gold Home Insurance. We simply ask that you look after your bike as you do at home - so don’t leave it unattended and secure it safely when you’re not using it.
Securing your bike
When you add bike insurance to your John Lewis Home Insurance Bronze, Silver or Gold policy, we ask you to use specific bike locks to keep your bike safe.
We have listed the locks you need to use according to the value of your bike:
|Value of bike||Lock you'll need to use|
|£500-£1,200 bike||Appropriate bicycle lock (D-lock or similar)|
|£1,200-£2,000||Bronze, silver or gold-rated Sold Secure lock or a Thatcham approved motorcycle lock|
|£2,000+||Gold-rated Sold Secure lock or a Thatcham approved motorcycle lock|
It’s also a good idea to write down your bike frame’s serial number and take a photograph of the bike when you lock it up anywhere. If your bike is stolen, try to alert the police within 24 hours.
Maintaining your bike
We want you to enjoy your bike for as long as possible. As well as keeping it safely secured, we have a few other tips for taking care of your bike. For example, we recommend keeping your tyres pumped up and your gears well lubricated. Lights are also important for being safe and seen on the road at night and in winter.
Get more tips on looking after your bike by reading our guide.
Yes, your bike wheels are also covered for loss, damage or theft with our bicycle insurance add-on.
Yes, our bicycle insurance add-on includes your cycling accessories such as helmets, lights and saddles. Any electronic bike gadgets such as navigation devices would come under our gadget insurance add-on.
Yes. We cover you and your family’s bikes both at home and on holiday, anywhere in the world. The cover lasts for up to 60 consecutive days so it is ideal for solo cycling trips and family holidays abroad.
Choose other optional add-ons
With our Bronze, Silver or Gold Home Insurance policies, you can change your add-ons to suit your new circumstances at any time, without admin fees or hidden charges.
John Lewis Finance, John Lewis Home Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative of Munich Re Digital Partners Limited, a company authorised and regulated by the Financial Conduct Authority to carry on insurance distribution activities.
John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales (registration no. 613259).