Good news for cyclists - our bicycle insurance covers the whole family for loss, damage or theft anywhere in the world. We provide £15,000 of cover for your bikes and up to £5,000 per individual bike, so this add-on to our Bronze, Silver or Gold Home Insurance is also great if you are the proud owner of a high-spec bike. 

As well as the standard push bike, our bicycle insurance also includes scooters, tandems, trailer cycles. Bike wheels and accessories, such as helmets, lights and saddles, are also covered.

This is an optional add-on to our Bronze, Silver or Gold Home Insurance policies, and the benefits include:

 

  • Bikes covered up to £5,000 per bike and £15,000 for multiple bicycles
  • Bikes and accessories covered on holiday anywhere in the world
  • Add cover at any time so if your circumstances change halfway through the policy, it’s no problem
  • No admin fees – it’s completely free to make changes to your policy at any time
  • Fair, transparent pricing – you only pay for what you specifically need, with no hidden extras in the final price
  • No unnecessary renewal hikes because we really do value your loyalty.

What counts as a bicycle?

 

For this Home Insurance add-on, any cycle you power yourself counts as a bicycle, including:

 

  • Pedal bikes (hybrids, mountain bikes and road bikes)
  • Tricycles
  • Tandems
  • Trailer cycles
  • Hand pedal cycles
  • Push scooters

 

This also includes folding bikes so it’s ideal for commuters.

Covered at home and abroad

 

Happily, your bike is covered both at home and abroad with this add-on to our Bronze, Silver or Gold Home Insurance. We simply ask that you look after your bike as you do at home - so don’t leave it unattended and secure it safely when you’re not using it.

What is covered?

We cover all your household bikes and accessories for accidental damage, loss and theft.

We specifically cover individual bicycles worth up to £5,000, and multiple bicycles up to £15,000. Individual bicycles worth over £500 will need to be specified.

Whether you need bicycle insurance can depend on the value of your family’s bikes.

What is not covered?

This bike insurance add-on doesn’t cover electric bikes, ePeds, iPeds or similar.

Bicycles in the possession of family members who are living at university are not covered with this add-on but can be covered with our Student Cover add-on.

You’re only covered for loss or theft if you secure your bike safely. You’ll find some bike security tips below and in your policy documents.

Securing your bike

 

When you add bike insurance to your John Lewis Home Insurance Bronze, Silver or Gold policy, we ask you to use specific bike locks to keep your bike safe. 

We have listed the locks you need to use according to the value of your bike:

 

Value of bike Lock you'll need to use
£500-£1,200 bike Appropriate bicycle lock (D-lock or similar)
£1,200-£2,000 Bronze, silver or gold-rated Sold Secure lock or a Thatcham approved motorcycle lock
£2,000+ Gold-rated Sold Secure lock or a Thatcham approved motorcycle lock

 

It’s also a good idea to write down your bike frame’s serial number and take a photograph of the bike when you lock it up anywhere. If your bike is stolen, try to alert the police within 24 hours.

Maintaining your bike

We want you to enjoy your bike for as long as possible. As well as keeping it safely secured, we have a few other tips for taking care of your bike. For example, we recommend keeping your tyres pumped up and your gears well lubricated. Lights are also important for being safe and seen on the road at night and in winter.

Get more tips on looking after your bike by reading our guide.

FAQs

No, this add-on is designed for pedal bikes and doesn’t cover electronic bikes or scooters.

Yes, your bike wheels are also covered for loss, damage or theft with our Bicycle Insurance add-on.

Yes, our Bicycle Insurance add-on includes your cycling accessories such as helmets, lights and saddles. Any electronic bike gadgets such as navigation devices would come under our Gadget Insurance add-on.

Yes. We cover you and your family’s bikes both at home and on holiday, anywhere in the world. The cover lasts for up to 60 consecutive days so it is ideal for solo cycling trips and family holidays abroad.

NEED SOMETHING UNIQUE?

This Bicycle Insurance add-on is optional with our Bronze, Silver or Gold policies.

We also offer Specialist Home Insurance for unique homes and high-value contents, which includes bicycle insurance as standard.

Not yet covered by John Lewis?

Insure your home today by calling us on 0345 608 9011 or get a quote online.

 

Choose other optional add-ons

With our Bronze, Silver or Gold Home Insurance policies, you can change your add-ons to suit your new circumstances at any time, without admin fees or hidden charges.

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PERSONAL CYBER COVER

Get help with computer problems like restoring your home systems or removing viruses. We'll also help you if you fall victim to online fraud.

Learn more

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LEGAL EXPENSES COVER

Get access to a legal helpline, plus up to £100,000 of cover to help with legal issues, like boundary disputes.

Learn more

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ACCIDENTAL DAMAGE FOR BUILDINGS OR CONTENTS

Choose either or both add-ons to protect against accidental damage to your home or your contents respectively.

Learn more

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HOME EMERGENCY AND BOILER SERVICING COVER

In the event of a home emergency, we'll make things safe with a temporary repair. We'll also provide an annual boiler service.

Learn more

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STUDENT COVER

Up to £5,000 of contents cover for your family while they're studying and living away from your home.

Learn more

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GADGET COVER

Expensive to buy, easy to drop. Add an additional £10,000 of cover for your gadgets (max £2,500 per item). Add items worth more than £200 specifically to your policy.

Learn more

John Lewis Finance, John Lewis Home Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative of Munich Re Digital Partners Limited, a company authorised and regulated by the Financial Conduct Authority to carry on insurance distribution activities.

John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).

Copyright © John Lewis Partnership
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