There are many advantages to using a Partnership Card, and we’re adding more for you all the time. Here are the latest.

Representative 18.9% APR (variable)


Double Points on Insurance

Enjoy more than peace of mind with our insurance.

Earn double points towards John Lewis & Partners and Waitrose & Partners vouchers when you buy any policy from us up front and in full.




Book your Kuoni trip using your Partnership Card and receive a point for every £1 you spend, which will go towards John Lewis and Waitrose vouchers.

Foreign Currency


Fly away with the most spending money, because we match the best rates on the high street.

And you earn 1 point for every £1 you exchange.

International Payments


Do you make regular transfers abroad?

Each time you use our International Payments service to transfer £3,000 or more, you'll receive 1,000 extra points.


18.9% APR

Purchase rate
18.9% pa

Based on an assumed
credit limit of:

Applicants for the Partnership Card must be UK residents (excluding the Channel Islands), aged 18 or over and have a personal income of more than £6,750 a year. Credit subject to status. Full terms and conditions for the Partnership Card

John Lewis plc trading as John Lewis Finance acts as a credit broker for the purpose of introducing credit for the Partnership Card provided under exclusive arrangements with the lender John Lewis Financial Services Limited, a subsidiary of HSBC UK Bank plc.

John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 724309). John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc) is registered in England with company number 464530, registered office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (Register number 542750). ‘Partnership Card’, ‘John Lewis Finance’ and other terms including ‘John Lewis’ are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership.

John Lewis plc, 171 Victoria Street, London SW1E 5NN acts as credit broker; credit provided by John Lewis Financial Services Limited, T&Cs apply.

Copyright © John Lewis Partnership
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