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John Lewis Partnership Credit Card
with our Partnership Credit Card
27.9% APR
Representative (variable)
Credit subject to status. 18 years +. UK residents. T&Cs apply
with our Partnership Credit Card
27.9% APR
Representative (variable)
Credit subject to status. 18 years +. UK residents. T&Cs apply


Tap into Christmas

Enjoy £40 in vouchers to spend at John Lewis and Waitrose when you open a Partnership Credit Card.
To qualify for your £40 voucher, all you need to do is:
Open a Partnership Credit Card on our website, or in a John Lewis store by 8 January 2024*
Spend a minimum of £250 on eligible purchases at John Lewis and Waitrose within 90 days of opening your account
Once you've qualified, you’ll receive your vouchers within 45 days.
John Lewis plc is a credit broker not a lender, introducing the Partnership Credit Card under exclusive arrangements with NewDay Ltd.


Representative example
27.9% APR
Representative (variable)
27.95%
Purchase rate pa (variable)
£1,200
Assumed credit limit
With our Partnership Credit Card, you’ll earn points as you spend - whether that’s on a holiday, your weekly food shop or coffee with friends.
You can apply if:
you are a UK resident aged 18 or over
have 12 months of UK address history
have an email address and UK mobile number
Earn points when you spend


Earn
5 points for every £4 spent on eligible purchases at John Lewis and Waitrose and 1 point for every £4 spent elsewhere.

Convert
For every 500 points you collect, we'll send you a £5 voucher.

Enjoy
Turn your vouchers into shopping at John Lewis and Waitrose.
Representative Example
27.9% APR
Representative
(variable)
27.95%
Purchase rate pa
(variable)
£1,200
Assumed credit limit


0% interest on any purchases
When you apply on our site, or in-store, you’ll get 0% interest on all your purchases for the first six months.1 That means you can spread the cost over a longer period. Perfect for those bigger purchases.
Your Partnership Credit Card benefits
Up to 3 additional cardholders


Easy payments, securely managed
Keep track of your spending and view rewards wherever you are with our easy-to-use mobile app. You can also make secure one-tap payments and add your new Partnership Credit Card to your Apple Pay or Google Pay™2 digital wallet.

Introducing NewDay
The Partnership Credit Card is brought to you in collaboration with NewDay, a leading credit provider who provides almost five million customers across the UK with responsible access to credit.
John Lewis plc is a credit broker not a lender.
It's easy to apply for the Partnership Credit Card with our step-by-step guide.
If you still need support with your Partnership Credit Card please get in touch or take a look at our list of FAQs.
*New Partnership Credit Card customers will earn £40 in vouchers to use in John Lewis and Waitrose when they open a Partnership Credit Card by 8 January 2024, and then spend a minimum of £250 across eligible purchases at John Lewis and Waitrose within 90 days of opening their account. Only applies to card applications made directly via johnlewisfinance.com or in-store. Applications made via a third party site such as a comparison website will not qualify for the offer. Full terms apply.
Applicants for the Partnership Credit Card must be a UK resident and aged 18+. Credit subject to status. T&Cs apply.
1. The 0% interest offer period lasts for six calendar months from account opening, and only applies to card applications made directly via johnlewisfinance.com or in-store. Applications made via a third-party site such as a comparison website will not qualify for the offer. When the 0% offer period ends, or if it is cancelled, you will pay the standard purchase rate on any remaining purchase balance. Your offer will be cancelled if you do not make at least your minimum contractual payment or you exceed your credit limit. For full terms, see Terms & Conditions.
2. Google PayTM is a trademark of Google LLC.
John Lewis plc is a credit broker and not a lender, introducing the Partnership Credit Card under exclusive arrangements with the lender NewDay Ltd.
John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (FRN 724309). Credit is provided by NewDay Ltd, a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority with number 690292 and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (Ref no: 555318) for the provision of payment services.
Partnership Credit Card
Partnership Credit Card
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