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Partnership Credit Card voucher calculator

How much could you earn in vouchers?

Enter your typical spending habits to estimate how these could turn into vouchers

29.9% APR
Representative (variable)

Credit subject to status. 18+ years. UK residents. T&Cs apply.

 

Average monthly spend at Waitrose and John Lewis

Average monthly spend elsewhere

Average annual spend on large one-off purchases

Consider purchases outside of your expected monthly spend e.g holidays, or a new TV

Total annual voucher value

£0

Check if you are eligible for a Partnership Credit Card

If you're interested in applying for the Partnership Credit Card we'll perform a soft search to check your eligibility before you apply. This means it won't impact your credit score.

Image of Partnership Credit Card

How can I earn points?

Points can be earned on eligible purchases when you use your Partnership Credit Card in-store or online. You can earn¹:

5 points per £4 spent at John Lewis and Waitrose

1 point for every £10 spent elsewhere

Buy travel money, earn points

Get your currency at any of our Bureau de Change stores, or buy currency online, and we’ll reward you with points. Exchange rates in store may vary to those shown online.

Minimum online order value £250. Delivery/collection is free for orders £500+.

What are Partnership Credit Card points worth?

For every 500 points earned, you’ll receive a £5 voucher to spend at John Lewis or Waitrose. We’ll calculate the points for you and send your vouchers in the post automatically up to three times a year.

Point amountReward value
500 points £5
2,500 points £25
5,000 points£50
10,000 points£100
25,000 points£250
50,000 points£500

What can I spend my vouchers on?

Vouchers can be spent at any John Lewis or Waitrose store or online. The choice is yours on how you would like to treat yourself - whether it’s a new gadget from the electronics section at John Lewis or a lovely box of chocolates from Waitrose.

500 points

£5 voucher towards treating yourself with a bottle of wine from Waitrose

2,500 points

£25 voucher towards a new shirt or dress from mens/womenswear to freshen up your wardrobe

5,000 points

£50 voucher towards sprucing up your home with our wide range of furniture and homeware

10,000 points

£100 voucher towards your choice of new tech from our large selection of electricals

Ready to start earning points?

Find out in minutes if you’re eligible without affecting your credit score.

Questions about earning points

Do my vouchers or points expire?

There’s no expiry date on vouchers that have been issued to you - they’ll always remain valid. Each point you earn has a life of two years (we’ll redeem your oldest points first), however if your account is closed for any reason, all points earned but not redeemed are forfeited.

Where can I spend my vouchers?

Vouchers can be used at any John Lewis or Waitrose store, or online.

When are points added to my account and how are they calculated?

You’ll earn points on all purchases made with your Partnership Credit Card from the date the transaction is posted to your account, this is usually a few days after you make the transaction. Before it is posted, the transaction is pending and you’ll be able to see the transaction and posting dates on your monthly statement.

You can find a list of how and where you can earn points, in our Reward Programme Rules at John Lewis and Waitrose.

When will I receive my John Lewis & Waitrose gift vouchers?

We redeem points three times a year – February, June and October – and we send vouchers in the post by the end of the following month.

Points redeemedVoucher delivered by
FebruaryEnd of March
JuneEnd of July
OctoberEnd of November


Vouchers are issued in multiples of 500 points. Every 500 points entitles you to a £5 voucher. Unredeemed points are carried forward. For example, if you have 650 points, we’ll automatically issue you a £5 voucher and carry over your remaining 150 points.

See Reward Programme rules.

John Lewis plc is a credit broker not a lender, introducing the Partnership Credit Card under exclusive arrangements with the lender NewDay Ltd.

John Lewis Money and John Lewis Finance are trading names of John Lewis plc. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Registered in England and Wales (company number: 233462). Authorised and regulated by the Financial Conduct Authority (firm reference number: 724309).

Credit is provided by NewDay Ltd. Registered in England and Wales (company number: 7297722). Registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 690292) and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 555318) for the provision of payment services.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.