We’re with you
all the way

Take the road confidently with our Car Insurance. You can rely on us to keep your life moving with comprehensive features and great service.

Our 5 Star Rating from Defaqto, and your safe driving is rewarded with a No Claims Bonus.*

Extremely pleased with my quote, how it was handled and the much lower premium compared with my last insurer and with similar cover.

Alcazar, East Midlands

Look forward to your £50 e-gift card

If you’re a my John Lewis member and you buy a new Car Insurance policy directly from our website, you could be treating yourself or someone special to an extra little something from John Lewis or Waitrose.

Simply quote the promo code MYJLCR when you purchase your policy, and we’ll email you a £50 e-gift card within 30 days of your policy start date.

This offer is available to new customers only. Customers purchasing through price comparison websites are not eligible. T&Cs apply.

Why choose us?

Misfuelling Cover

Get a full drain-out and 10 litres of refuelling if you accidentally choose the wrong pump.


There's no loss to your no claims bonus and no excess to pay if you're involved in an accident that's not your fault and the person responsible is traced.


We provide the friendly, expert services you always expect from John Lewis.

Courtesy Car

Keep moving with a courtesy car if yours is being repaired by an approved repairer.

Onward Travel Cover

We'll pay up to £500 towards travel or a hotel so you can complete your journey if you're involved in an accident.


As long as you've got a Green Card, we'll cover you in Europe for up to 180 days each year. See driving in Europe.

Call us for a quote on 03300 240 614
Monday to Friday 8:30am - 8pm, Saturday 9am - 5pm, Sunday 10am - 4pm

Optional extras

Choose from a range of optional extras to make you sure you have the protection you want.

Things to consider

What do you look for in quality car insurance? Which level may be the best for you? How do you compare policies?
Here’s a helpful list of things to consider before you buy.

Top FAQs

To be eligible for the £50 John Lewis and Waitrose e-gift card, you must be a My John Lewis or myWaitrose member, supply your email address, and input the promotional code during the quote journey and purchase a new Car Insurance policy via the John Lewis Finance website.

The offer is not open to existing Car Insurance customers.

You should input the code MYJLCR into the promotional code box when requesting your Car Insurance quote.

You should receive your £50 e-gift card via email from John Lewis Finance within 30 days of your policy start date.

If you are eligible to receive an e-gift card and have not received it after 30 days, please first check your ‘spam’ folder for any emails from John Lewis Finance.

If the email has not been received, please call 03300 240 614 or email customerservice@car.johnlewisfinance.com.

If you purchase via a price comparison website, you will not be eligible to redeem the e-gift card offer. In order to redeem the e-gift card, you must purchase your policy via our website.

Yes, you will receive one £50 e-gift card for each Car Insurance policy purchased.

Policy documents

Our partner

We’ve carefully selected Covéa Insurance to underwrite Car Insurance from John Lewis Finance.

Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Finance, John Lewis Insurance and John Lewis & Partners are trading names of John Lewis plc. John Lewis plc is an appointed representative (registration no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Car Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (no. 613259).

*The maximum amout of no claims bonus allowed is capped at 9 years.

**If you have 4 or more years' no claims bonus, you can make up to 2 fault claims in a 3 year period without your no claims bonus being affected. However no claims bonus protection does not protect the overall price of your policy and the price of your policy may increase following an accident even if you weren't at fault.

Terms and conditions
1. Subject to the following terms and conditions registered my John Lewis members who purchase a new John Lewis Car Insurance policy online via the John Lewis Car Insurance website between 19 July 2021 and 30 November 2021 entering the promotional code MYJLCR will qualify to receive a £50 John Lewis Partnership e-gift card.
2. My John Lewis members who arrange John Lewis Car Insurance policies via Price Comparison Websites including GoCompare, Compare The Market and Moneysupermarket will not qualify for this offer.
3. My John Lewis members must apply online via johnlewisfinance.com and supply their email address in order to receive the e-gift card.
4. This offer will not apply if the John Lewis Car Insurance policy is cancelled within the 14 day statutory cooling off period.
5. The £50 John Lewis Partnership e-gift card will be sent to the policyholder via email within 30 days of the policy start date, following the 14-day statutory cooling off period, providing the policyholder has registered their email address.
6. John Lewis Partnership e-gift cards cannot be exchanged for gift vouchers or cash.
7. Terms and Conditions apply to the use of John Lewis Partnership e-gift cards.
8. One offer available per John Lewis Car Insurance policy.
9.The registered my John Lewis member’s contact information will be passed to a third party distribution company for the dispatch of the John Lewis Partnership e-gift card. If you'd like to read more on how and where we collect or how we use your personal data, please see our Privacy Notice.
10. The Promoter reserves the right to withdraw or amend this offer at any time.
11. This offer is not available in conjunction with any other offer, including Partner discount.
12. By entering the promotional code MYJLCR when purchasing a new John Lewis Car Insurance policy via the John Lewis Car Insurance website, registered my John Lewis members will be deemed to have accepted and agreed to be bound by these terms and conditions.
13. This offer and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts. The Promoter is John Lewis plc, 171 Victoria Street, London, SW1E 5NN.