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Credit card articles

Learn about credit cards

What is a credit check?

Everything you need to know about credit checks – when lenders decide if you’re eligible for a product.

What is APR?

Learn about annual percentage rates, the assumed cost of borrowing money over a year.

How to improve your credit score

Learn the basics around credit scores, how to improve them and what’s considered to be a good one.

What is purchase protection?

Learn how credit card protection works and if you need to, making a claim via Section 75.

How do credit cards work?

A basic guide to credit cards, from checks to card limits, annual percentage rates and 0% interest offers.

What is credit card fraud?

Read how credit card protection works and how you can make a claim via Section 75 if you need to.

How to spot a credit card scam

With a little awareness and a few simple precautions, there are ways you can safeguard yourself.

What is phishing?

Learn about ‘phishing’, when scammers send emails or other messages, pretending to be someone from a reputable company to get your sensitive information.