Applying is simple using our step-by-step guide

Credit subject to status. T&Cs apply

1. Check your eligibility

Fill in your personal details so that we can check your eligibility for the Partnership Credit Card.

Just checking your eligibility won’t affect your credit score.

2. Apply for the Partnership Credit Card

When the eligibility check is successful, you can apply for your card and set your credit limit preferences and the way in which you would like to be sent marketing material and hear about offers.

APR and Credit Limit shown is for illustrative purposes only

3. Read and sign documents

E-sign at the bottom of the page having read your credit information and Credit agreement.

4. Instant spend

If you wish to spend instantly before receiving your physical card, then do so with an extra identity check called Penny Drop.

How Penny Drop works:

1. Enter your bank details.

2. 1p will be send to your account, with a unique four-digit code as payment reference.

3. Log in to your existing bank account online and get the code, which you'll enter on the next screen.

5. Register for the Online Account Manager

Choose your username or use your email address, a strong password and create a 6 digit code to make logging in easier.

6. Confirmation

You’re all set!
You can now use your online account to:

View balance and statements

Make payments

Manage Direct Debits

Contact us via chat at any time


John Lewis plc is a credit broker and not a lender, introducing the Partnership Credit Card under exclusive arrangements with the lender NewDay Ltd.
John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (FRN 724309). Credit is provided by NewDay Ltd, a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority with number 690292 and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (Ref no: 555318) for the provision of payment services.

Copyright © John Lewis Partnership
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