You won’t be left out
in the cold in an emergency
What is alternative accommodation?
If your home cannot be lived in as a result of damage to it that is covered by your Home Insurance, we'll provide cover so that you and your family can be temporarily rehoused in similar accommodation. We look at providing a home similar to yours: this could be a hotel if you only need a couple of nights or a rental property if the damage takes longer to repair. There’s also the option to stay with friends or family and we may provide you with an allowance for food.
Are my pets covered too?
Yes, we cover you, your family and your pets too.
What about the contents of my home?
If your possessions have to be put into storage, we’ll cover the cost. The upper limit for this will depend on which policy you have with us.
Do I need to be a homeowner?
No. You’re covered if you’re a tenant with Contents Insurance too, as long as you don’t have any other insurance that covers this.
How long am I covered for?
We'll provide temporary accommodation while your home's uninhabitable. There are policy limits depending on which cover you have taken out with us, so check your individual policy documents.
How do I claim?
Alternative accommodation cover
|The most we'll pay:|
John Lewis Finance, John Lewis Home Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative of Munich Re Digital Partners Limited, a company authorised and regulated by the Financial Conduct Authority to carry on insurance distribution activities.
John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (registration no. 613259).