Home Buildings Insurance
Buildings insurance without the snag list
We have three levels of cover to choose from to help bring you peace of mind for the home you love. Terms, conditions, policy limits and exclusions apply.
It's buildings cover as it should be
Up to unlimited cover to repair or rebuild your home
Optional extras to ensure your policy’s a perfect fit
Specialist cover available for unique buildings or homes with more than seven bedrooms
Choose what's covered
Compare our buildings insurance to find the cover level that suits your needs.
Buildings insurance
 | | | |
|---|---|---|---|
| Maximum we'll pay for: | Bronze | Silver | Gold |
Repairing or rebuilding | £400,000 | No limit | No limit |
Alternative accommodationIf you can’t stay at home during any repair work | £50,000 | £100,000 | No limit |
Trace and accessFinding the cause of an issue and fixing any damage caused while tracing it | £5,000 | £5,000 | No limit |
All our policies include Identity Theft Cover
If you have a Bronze, Silver or Gold policy and fall victim to this crime, we’ll provide you with access to relevant services to help you recover your identity and reimburse you for expenses (e.g. legal costs and fees) related to the resolution of your identity theft up to £25,000.
Optional cover
Accidental damage to buildings
Extend your policy to protect against accidental damage to your home’s construction, including drains and pipes.
Home emergency cover
In the event of a home emergency, we'll arrange for a tradesperson to make things safe with a temporary repair.
Legal issues cover
Get access to a 24-hour helpline and up to £100,000 of cover for legal costs to help with legal problems covered in your policy, including employment, contract and property disputes.
Unique homes and contents need unique cover
We also offer Specialist Insurance for homes built before 1800 or with seven or more bedrooms.
Cover for listed properties, second homes, unusual constructions, high-value art, antiques and more.
Speak with an underwriting expert on 0800 916 6880. Calls may be recorded or monitored.
More about home insurance
What is buildings insurance?
Your home is precious, so it’s important to be prepared for the unexpected and consider how you'd cover the cost of damage.
How to calculate your rebuild cost
Find the rebuild cost of your home and the importance of doing it properly for your home insurance policy.
Prefer to talk?
For general enquiries or for existing customers can reach us on 0345 608 9001
Monday to Friday 9am - 6pm (live chat until 7pm), Saturday 9am - 12pm (live chat only), closed Sunday
Calls may be recorded or monitored, and call charges will vary.
John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc.
Munich Re Digital Partners - our Bronze / Silver / Gold insurance cover
John Lewis plc is an appointed representative (firm reference number: 416011) of Munich Re Digital Partners Limited, which is authorised and regulated by the Financial Conduct Authority to carry out insurance distribution activities (firm reference number: 804106). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales (company number 10207490).
John Lewis Home Insurance is underwritten by Great Lakes Insurance UK Limited (company number: 13436330). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 955859).
Covéa Insurance - our Specialist Home Insurance cover
John Lewis plc is an appointed representative (firm reference number: 416011) of Covea Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).
John Lewis Specialist Home Insurance is underwritten by Covéa Insurance plc (company number: 613259). Registered office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales.