We’re with you all the way
Get peace of mind with comprehensive Car Insurance from John Lewis - rated 5-star by Defaqto. It’s quick and simple to arrange cover.
If you ever need to make a claim, our UK call centre is available 24 hours a day.
Your safe driving is rewarded with a No Claims Bonus up to 9 years.
Choose from a range of optional extras to make you sure you have the protection you want.
- Breakdown Cover policy (PDF)
- Roadside Breakdown - insurance product information document (PDF)
- Roadside Breakdown and Recovery - insurance product information document (PDF)
- Roadside Breakdown, Recovery and Home Repair - insurance product information document (PDF)
- Roadside Breakdown, Recovery, Home Repair and European Rescue - insurance product information document (PDF)
Third party insurance only covers you if:
You injure someone
You damage their vehicle or property
Third party, fire and theft covers you for the above and will also pay to repair or replace your own car if it is stolen, or damaged or destroyed by fire.
However, third party policies won't pay to repair any other type of damage to your car.
The most commonly purchased option is comprehensive cover. It covers all of the above, plus
Personal belongings cover
Uninsured driver protection
All new John Lewis Car Insurance policies provide comprehensive cover.
If you're involved in an accident, you're legally required to:
Give your name, address and insurance details to anyone who has a good reason to ask for them – namely the other driver.
Report the incident to the police within 24 hours if you or anyone else is injured.
Provide your Certificate of Motor Insurance within five days of the incident.
If possible, you should also collect the following information:
Full details of the other driver(s).
Registration numbers of all vehicles involved in the accident.
Where, when and how the accident happened.
Details of any injuries or damage caused
Names and contact details of any witnesses
Police officers’ details and any reference numbers you are given
Photographs of the scene or any damage, if possible
CCTV or dashcam footage
No. We do not currently offer multi-car insurance.
Car insurance guides
*If you have 4 or more years' no claims bonus, you can make up to 2 fault claims in a 3 year period without your no claims bonus being affected. However no claims bonus protection does not protect the overall price of your policy and the price of your policy may increase following an accident even if you weren't at fault.
Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.
John Lewis Finance, John Lewis Insurance and John Lewis & Partners are trading names of John Lewis plc. John Lewis plc is an appointed representative (registration no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Car Insurance is underwritten by Covea Insurance plc.
Registered Office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales (registration no. 613259).