
John Lewis Pet Insurance for your Jack Russell
Choose from six levels of vet-fee cover, up to £12,000
Lifetime cover, when you renew your policy with no break in cover
24/7 access to vetfone™ helpline
John Lewis Pet Insurance is arranged, administrated and underwritten by Pinnacle Insurance Ltd.
Terms, policy limits, exclusions and conditions apply.
Why we love Jack Russells
Although they originated in the UK in the 1800s, Jack Russells are popular all over the globe. This small but mighty breed loves to run around and chase, so they make a good companion for an active owner.
Natural-born hunters and diggers
The first dog to set a paw on both the North and South Poles
A royal favourite as the King’s companion
Jack Russell facts
Lifespan | 10+ years |
|---|---|
Price | approx - £550 |
Size | Small (10 - 14 inches) |
Weight | 5 - 8kg |
Colours | Multicoloured, usually white, black and tan |
Personality | Energetic, curious, brave |
Exercise frequency | An hour per day |
Common health problems for Jack Russells
Just like all dogs, Jack Russells can suffer from a variety of health issues.
We hope that your friend doesn’t experience any of these conditions. But by knowing what health issues might develop, you can catch them early.
This list is not exhaustive, and any concerns you have for your pet's health should always be raised with a vet.
Luxating patella
When dogs experience this condition, their kneecaps pop out of their groove. In minor cases, they pop back in again without help, but in more severe cases, they could become stuck.
Signs to look for:
Difficulty bending or extending their leg
Walking with a skip in their step
Limping
What to do:
If you think your Jack Russell may have a luxating patella, it’s best to speak to your vet for advice. There are several grades of severity of this condition. The lowest grade (1) often doesn’t need any treatment at all. If your dog has a higher-grade luxating patella (2-4), they may need surgery to stabilise the patella and prevent pain and lameness.
The earlier a luxating patella can be diagnosed, the better the prognosis for your pet. Early intervention can prevent arthritis and allow your dog to regain full use of their leg.
Primary lens luxation
Lens luxation is a condition that affects a dog's eyes. It occurs when the lens of the eyeball becomes dislocated and moves out of its original position. Primary lens luxation can lead to glaucoma or blindness if untreated.
Signs to look for:
Noticeable change in the shape or size of the pupil
Increased blinking or appearance of tears
Cloudy film over the cornea
What to do:
If you think your Jack Russell has primary lens luxation, you should contact your vet for advice. Surgery will be required. It may require removal of the lens, or in advanced stages of the disease, the whole eye.
Portosystemic shunt (PSS)
Portosystemic shunt is a condition that affects the liver. If your Jack Russell has PSS, it means some of the blood that should go to their liver is flowing around it instead. This can restrict liver function.
Signs to look for:
Stunted growth (your dog may be smaller than average)
Disorientation (staring into space)
Seizures
What to do:
If you think your Jack Russell may have PSS, you should contact your vet for advice. In serious cases, your dog may need surgery. In milder scenarios, it can be managed with medication and diet.
Glaucoma
When dogs experience glaucoma, fluid builds up in the eye and struggles to drain properly. This creates painful pressure in the eye that can lead to blindness if not treated quickly.
Signs to look for:
Corneas turning blue
Eyes looking watery, or increased squinting
Swelling in the eye
What to do:
If you think that your Jack Russell might have glaucoma, immediately contact your vet. If outside of your vet’s opening hours, consider contacting vetfone’s 24/7 helpline. If left untreated, glaucoma can lead to blindness.
What does John Lewis Pet Insurance include?
Pet Insurance could help if your jack russell becomes unwell. John Lewis Pet Insurance offers six different vet fee cover levels, ranging from £2,000 - £12,000 per policy year.
Our pet insurance includes:
Lifetime cover
If your pet develops a long-term illness, there’s no limit to how long you can claim for their treatment. As long as you renew and there's no break in cover, you can continue to claim.
24/7 vetfone™ helpline
Have a question about your pet's health or behaviour? Make a video call to the vetfone™ helpline for expert advice. It’s included in your policy, and you can use it as often as you like.
Dental treatment
John Lewis Pet Insurance provides cover for dental conditions, and dental treatment as a result of accidental injury, as long as:
Your dog has a history of annual check-ups — if not annual check-ups, then as recommended by your vet. We would need proof that any advice given has been followed within 6 months
The treatment is to relieve suffering due to illness
The cost of dental treatment is as a result of an accidental injury
Online claims made simple
Choose whether claims payments go directly to you or, if they agree, to your vet — whichever works best.
Treatment foods
If prescribed by your vet, your policy could cover up to 25% of the costs for 6 months maximum per condition (excluding obesity/weight loss).
Complementary therapies
These can be carried out by your vet or by a specialist under your vet’s direction. With John Lewis Pet Insurance, you’re covered for up to £1,500 per policy year. This would be deducted from your annual vet fee limit.
Vet fees - treatment limit per year | Up to chosen vet fee limit |
|---|---|
Lifetime cover1 | Yes |
vetfone™ helpline - 24-hour advice from veterinary nurses | Yes |
Treatment food2 | 25% of the cost for a maximum period of 6 months per condition (excludes obesity/weight loss) |
Complementary treatment - such as physiotherapy2 | Up to £1,500 |
Third party liability (dogs only) | Up to £2m |
Boarding kennel and cattery fees3 | Up to £1,500 |
Dental cover | Up to chosen vet fee limit |
Lost or stolen | Up to £1,500 |
1 As long as you renew your policy with us and there is no break in cover
2 Cover forms part of vet fees
3 Covered if you cannot look after your dog or cat due to personal injury or illness that results in a hospital stay for more than 48 hours
What's not included with John Lewis Pet Insurance?
Treatment for any pre-existing medical conditions
Vet fees following an accident in the first 3 days of your cover start date
Any new illnesses or symptoms that occur in the first 14 days of your cover start date
Pet insurance with six levels of vet fee cover
We understand that every owner’s situation is different. But this shouldn’t affect the quality of care for your pet. You can choose a level of vet fee cover that suits your budget — when you get a quote.
There are six levels of vet fee cover options available under lifetime insurance:
up to £2,000
up to £3,000
up to £5,000
up to £7,500
up to £9,000
up to £12,000
If you’re looking to reduce your premium costs, you can choose an excess fee to pay each time you claim. Choosing a higher excess means you will pay a lower monthly or yearly price, but you will need to pay the higher excess amount if you need to claim for Vet Fees. If you choose a lower excess, you will pay a higher monthly or yearly price, but you will pay the lower excess amount if you need to claim for Vet Fees. You will need to consider if a lower price would benefit you more than having to pay more towards the cost of a claim.
Average treatment costs for Jack Russells
Exact costs for vet treatments can vary. Factors like the severity of your Jack Russell’s condition and the vet you visit can affect the total bill. If you know the amount you may have to make a claim for, it can help you work out the level of pet insurance you could need.
Looking for insurance for your Jack Russell?
Pet insurance could help if your furry friend were to become unwell. John Lewis Pet Insurance offers six different vet fee cover levels, ranging from £2,000 - £12,000 per policy year.
Common questions about Jack Russells
What age do Jack Russells live to?
Jack Russells typically live to 10 years old but can grow as old as 14.
Do Jack Russells shed?
Yes, while they have short fur, Jack Russells do shed, so they can’t be considered hypoallergenic.
This article is for promotion or information purposes only. You must not rely on it for advice.
Pet Insurance through John Lewis is subject to eligibility. Terms and conditions apply.
John Lewis Money and John Lewis Finance are trading names of John Lewis plc. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Registered in England and Wales (Registered company number: 233462).
John Lewis Plc is an introducer appointed representative of Pinnacle Insurance Ltd which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: 4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH. John Lewis Pet Insurance is a trading style of and arranged, administered & underwritten by Pinnacle Insurance Ltd. John Lewis Plc and Pinnacle Insurance Ltd are not part of the same corporate group.


