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Home Insurance

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We’re busy making some changes.

Existing customers - your policy remains the same
We’ll let you know about any changes when it’s time to renew.

Unique homes, special items

Explore our home insurance cover for high-value properties, brought to you with our specialist provider Covéa Insurance:

  • For large, listed or additional homes

  • Protection for your high-value art, jewellery, antiques and more

  • Accidental damage cover as standard

Policy documents, all in one place

To check your policy documents for cover details, sign in to your account or call us on 0345 608 9001.
Calls may be recorded or monitored, and charges will vary.

Specialist Home policies
Documents for:New customers and existing customers with policies issued or renewed on or after 1 June 2025
Documents for:Existing customers with policies issued or renewed on or before 31 May 2025

Bronze / Silver / Gold insurance cover

John Lewis Home Insurance is a trading name of John Lewis Finance Limited. Registered in England and Wales company number 15785347. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. John Lewis Finance Limited is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 1018169).

Pay monthly option for your home insurance is under a contract with Premium Credit Limited (a company registered in England and Wales with company number 02015200 whose registered office is at Ermyn House, Ermyn Way, Leatherhead, KT22 8UX). John Lewis Finance Limited acts as a credit broker when introducing you to Premium Credit Limited, not a lender. Premium Credit Limited will pay John Lewis Finance Limited a commission if your credit application is successful.

Home Emergency and Home Legal Expenses cover is underwritten by ARAG Legal Expenses Insurance Company Limited a company registered in England and Wales (company number: 103274) (FCA number 202106) having its registered office at Unit 4a Greenway Court, Bedwas, Caerphilly, Wales, CF83 8DW.

John Lewis plc is an appointed representative for John Lewis Finance Limited for insurance distribution and credit broking and registered with the Financial Conduct Authority (Firm Reference Number: 416011). Registered in England and Wales company number 233462. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ.

Covéa Insurance plc – our Specialist Home Insurance cover

John Lewis plc is an appointed representative (firm reference number: 416011) of Covéa Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).

John Lewis Specialist Home Insurance is underwritten by Covéa Insurance plc. Registered Office: A & B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales. Company Number 613259.