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International Payments

Terms and conditions

Offers

My JL Rewards £20 Voucher (5 November 2025 - 27 January 2026)

Short T&Cs

Subject to the following terms and conditions, registered My John Lewis members will receive a £20 JLP e-voucher when they sign up for a new international payments account and make a single transfer of £500 or more using the code MYJL20 before 27th January 2026. Only applicable on new accounts. John Lewis Plc reserves the right to remove this offer at any time.

Full T&Cs

1. Subject to the following terms and conditions, registered My John Lewis members will receive a £20 JLP e-voucher when they sign up for a new international payments account and make a single transfer of £500 or more using the code MYJL20 before 27th January 2026.  

2. These offer terms and conditions (the “offer terms”) are an agreement between you and us and they apply in addition to and should be read together with the International Payments Terms and Conditions.

The offer period

3. The offer period is between 5th November 2025 and 27th January 2026. Any transactions made after this date will not qualify for the offer.

4. John Lewis Plc reserves the right to remove this offer at any time. Any transfers made after the offer has been withdrawn will not qualify for the offer.

Qualifying criteria for the offer

5. To qualify for the reward:

  • Sign up for an account and make a qualifying transfer within the offer period using the code MYJL20

  • Transfers of £500 or more qualify for a £20 JLP e-voucher 

  • Only applicable on new accounts.  Must not have an existing international payments account with John Lewis Money/John Lewis Finance

6. Transfers which are subsequently terminated will not be eligible for the offer.

e-voucher

7. If you qualify for the offer, you will receive the corresponding e-voucher within 3 working days of the transfer being completed.  

8. The e-voucher will be sent to the email address used to set up the international payments account.

9. E-voucher terms and conditions apply.

General terms

10. The offer is not transferable and cannot be used in conjunction with any other offer.

11. The offer can only be used once per customer, and only applies to the value of a single transaction. 

12. Full terms and conditions for international payments can be found at internationalpayments.johnlewismoney.com

13.  If you’d like to read more on how and where we collect or how we use your personal data, please see our Privacy Notice.  

14. The promoter and its associated agencies, companies and distributors will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person's negligence) in connection with this offer or accepting or using the e-voucher, except for any liability which cannot be excluded by law (including liability for fraud or death or personal injury arising from negligence) in which case that liability is limited to the minimum allowable by law. Your statutory rights are not affected.

15. This offer and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts. The Promoter is John Lewis Money, John Lewis Finance which are trading names of John Lewis plc. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Registered in England and Wales (company number: 233462). 

16. John Lewis plc introduces the panel of carefully chosen providers through John Lewis Money, who each hold the appropriate licences with the Financial Conduct Authority and HMRC.

17. For UK clients: international payments are provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 462444), for the provision of payment services. HiFX is a limited company registered in England and Wales (company number: 3517451). Registered office: Maxis 1, Western Road, Bracknell, Berkshire, RG12 1RT. HiFX Europe Limited will administer this promotion. 

For EEA clients: international payments are provided by XE Europe B.V.. XE Europe B.V. is authorised by the Dutch Central Bank (De Nederlandsche Bank) under the Payment Services Directive II (licence number R149006) for the provision of payment services. XE Europe B.V. is a limited company registered in The Netherlands (company number: 72587873). Registered office: Rozengracht 12,1, 1016NB Amsterdam, The Netherlands.

For UK clients: International Payments are provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 462444), for the provision of payment services. HiFX is a limited company registered in England and Wales (company number: 3517451). Registered office: Maxis 1, Western Road, Bracknell, Berkshire, RG12 1RT.

For EEA clients: International Payments are provided by XE Europe B.V.. XE Europe B.V. is authorised by the Dutch Central Bank (De Nederlandsche Bank) under the Payment Services Directive II (licence number R149006) for the provision of payment services. XE Europe B.V. is a limited company registered in The Netherlands (company number: 72587873). Registered office: Rozengracht 12,1, 1016NB Amsterdam, The Netherlands.