When you transfer money overseas using International Payments at John Lewis Finance, you can count on us to deliver it quickly and safely with no fees and bank-beating exchange rates. We regularly check all the main high street bank and building society exchange rates, so you can be confident our overall price to move your money will be better.

Better yet, as a Partnership Card customer you’re also entitled to an exclusive offer: every time you transfer a total of £3,000 or more abroad in a single calendar month we’ll give you 1000 points worth £10 in John Lewis and Waitrose vouchers. You don't need to use your Partnership Card to receive this offer.

Once you’re registered, we’ll automatically keep track of your transfers and extra points you earn, and credit them to your account once a month.

Save with
bank-beating rates

We regularly check all the main high street bank and building society exchange rates, so you can be confident our overall price to move your money will be better. Below is a representative example of transferring £10,000 into Euros.








John Lewis 1.1118 £0 €11,118
Natwest 1.1020 £30 €10,986.94
Barclays 1.0956 £0 €10,956
HSBC 1.0928 £0 €10,928
Lloyds 1.0903 £9.50 €10,892.64

These exchange rates were obtained online at 12.30pm on 13 February 2018 based on sending £10,000 in €s as quickly as possible. Results have been ranked by the amount the beneficiary would receive not including any additional fees as detailed above. The fees stated are those charged by the specified company for sending an international payment as quickly as possible. International Payments at John Lewis Finance will reimburse any receiving charges incurred by a recipient bank.


With our anti-fraud and online security, you can trust our International Payments to take care of everything from mortgage payments on a holiday home to paying for an overseas wedding.

Our service also includes:

  • Mortgage payments or property rental 
  • Property maintenance or development
  • Property purchases and sales        
  • Family or friend payment
  • Bill payments            
  • Overseas travel fund
  • General living expenses

† The offer is available to new and existing clients of the John Lewis International Payments Service. To be eligible for this offer make one transfer of £3,000+ or multiple transfers which total £3,000+ in a single calendar month. The maximum number of Points available per Partnership Cardholder redeeming this offer per calendar month is 1000. We reserve the right to change the basis on which Points are earned. Customers will receive the points within 90 days from the day of transaction. Where a customer feels that the points have not been applied within the 90 days, customers should contact Partnership Card customer services on 0845 300 3833. Please note: you will not earn Points for balance transfers, cash advances or cash-related payments made using your Partnership Card. To take advantage of this offer you will need to use an alternative method of payment.

* We won’t charge you a fee for any transfer. Charges may occasionally be applied by a third party bank when transferring the funds to International Payments at John Lewis Finance or before the funds arrive in the recipient's account. A minimum transfer value of £100 or currency equivalent applies.

If you wish to transfer less than £100, please use our Western Union service which is available in all our in-store Bureau de change desks nationwide. Fees apply.

International Payments at John Lewis Finance is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration no. 462444, for the provision of payment services. HiFX is also a registered MSB with HM Revenue & Customs, registration no. 12131222. HiFX is a limited company registered in England and Wales, registration no. 3517451. Registered office: Maxis 1, Western Road, Bracknell, Berkshire RG12 1RT.

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