Once you’ve packed your wallet, your passport and your Partnership Card – which is accepted at over 210 countries around the world – have a read through our practical pointers to ensure you’re ready to relax and enjoy your holiday. 


Call our Partnership Card Customer services on 0345 300 3833 and let us know you’re travelling overseas (preferably at least 72 hours beforehand). Ensure we have your most recent details, including your email address and mobile phone number, should you need to be contacted in an emergency or if we suspect fraud on your card. This is also a good opportunity to check the expiry dates on your cards and order replacements, if required.

Alternatively, register your travel plans on your online account. Log in, go to ‘Personal Settings’ and then go to ‘Overseas travel’.

Bring multiple ways to pay

It’s best to take a number of payment methods with you to cover all eventualities; foreign currency, traveller's cheques, debit card, credit card, travel money card. Also, keep your emergency contact numbers separate from your credit cards and passport details. If you are taking your Partnership Card with you, it may be worth finding the local contact number for Mastercard, via Mastercard Global Services.


For major holiday purchases, such as hotels and flights, you should consider using a card as they give added protections. When using a credit card (as opposed to a debit card or charge card), Section 75 of the Consumer Credit Act also means that credit card transactions can give additional protection from supplier failure/bankruptcy or breach of contract, providing the spend on a single item is between £100 and £30,000.

Choose your currency carefully

When using your Partnership Card abroad you may be asked in shops (or at an ATM) whether you want to pay in the local currency or UK pounds. If you pay in UK pounds then the retailer sets their own exchange rate, which is usually not the best rate as it includes additional commission. Local currency transactions will always go through at the global rate set by Mastercard. 


In an emergency, you can use your Partnership Card to get cash from more than a million ATM's in over 210 countries worldwide. But, given the cash advance fees you’ll incur, a debit or travel money card will be better value. To find your nearest ATM, try the global Mastercard ATM locator.

More from John Lewis Finance


Pay with your Partnership Card, and get your travel money transaction fee-free online or in store from Bureaux de change by John Lewis. You’ll also earn 1 point for every £1 you spend.



Simply use International Payments from John Lewis Finance, and every time you transfer a total of £3000 or more abroad in a single calendar month, we’ll add an extra 1000 points to your Partnership Card account.*


With high quality single-trip and annual multi-trip cover from John Lewis Finance, you can really relax on your holiday. Plus, you’ll earn 1 point for every £1 you spend.


John Lewis Financial Services Limited (a subsidiary of HSBC Bank plc), registered in England under Company Number 4645530. Registered office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Conduct Authority under the Financial Services and Markets Act 2000 (Financial Services Register no 715060), and under the Payment Services Regulations 2009 (Payment Services Register no 542750) for the provision of payment services. “Partnership Card”, “John Lewis Finance” and other terms including “John Lewis” are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership. 

*Terms and conditions apply, see for details. We reserve the right to withdraw this offer at any time.International Payments at John Lewis Finance is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, registration 462444, for the provision of payment services. HiFX is also a registered MSB with HM Revenue & Customs. Registration number 12131222.  HiFX is a limited company registered in England and Wales. Registered number: 3517451. Registered office: Maxis 1, Western Road, Bracknell, Berkshire, RG12 1RT.

This online service for the provision of foreign currency and/or traveller’s cheques is provided by First Rate Exchange Services for John Lewis customers. First Rate Exchange Services Limited is a company registered in England and Wales under company registration number 04287490 (Money Service Business licence number 12133160), whose registered office is Great West House, Great West Road, Brentford, West London, TW8 9DF, England.

John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Ageas Retail Limited. John Lewis Travel Insurance is provided by Ageas Retail Limited (No1324965). Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority (number 312468). Ageas Retail Limited is a sister company of Ageas Insurance Limited.

John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). John Lewis plc is an appointed representative of a panel of carefully chosen insurers to offer a full range of insurance products and services via John Lewis Insurance (Financial Conduct Authority number 416011).

Copyright © John Lewis Partnership
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