1. These Offer Terms and Conditions (the 'Offer Terms') are an agreement between you and us and apply when you apply for a Partnership Card (the 'Card'). They apply in addition to and should be read together with the Partnership Card Terms and Conditions and Reward Programme Rules. In the event of any conflict, these Offer Terms will apply.

2. In these Offer Terms, "we" or "us" means John Lewis Financial Services Limited, 8 Canada Square, London, E14 5HQ.


Eligibility for the Bonus Points offer (the 'Offer')

3. You will be eligible for the Offer if:

You successfully apply for a Partnership Card on or after 4 January 2018;

The card (or any additional card on your account) is used to make purchases or you transfer a balance to your account, in either case to a minimum value of £500, within 90 days of account opening;

You are not an existing Partnership Card cardholder and haven’t held a Partnership Card within the six months prior to your application.

4. Purchases subsequently refunded, cash withdrawals or cash related payments, interest, fees and charges will not count towards the £500 qualifying spend for the purposes of the Offer.

5. We cannot process balance transfers from all cards. A 2.9% balance transfer fee (min £5) will be charged for each balance transferred.

Bonus Points

6. The 1,000 bonus points will be awarded to your account within one month of your making the required spend or transfer and you will see them on your monthly statement.

7. Points are redeemed automatically as John Lewis & Waitrose gift vouchers in February, June and October each year (where the points balance is at least 500 points).

8. Points and gift vouchers are subject to the Partnership Card Reward Programme Rules which can be found on our Card Benefits page

General terms

9. The Offer may be withdrawn without notice. Any application we receive after we have withdrawn the Offer will not qualify for the Offer.

10. The Offer is not transferable and cannot be used in conjunction with any other offer.

11. Applicants for the Partnership Card must be UK residents (excluding the Channel Islands), aged 18 or over, and have a personal income of more than £6,750 a year. Credit subject to status. Full terms and conditions for the Partnership Card.