When you apply for our credit card by 28 November and spend £500 by 21 January, you’ll receive a £20 John Lewis and Waitrose welcome voucher as a gift from us.**

So this season, let us help you discover the art of gifting, and receiving, with the Partnership Card.


The Partnership Card is an easy way to make your everyday spending
even more rewarding at your favourite shops.

  • Earn points towards John Lewis and Waitrose gift vouchers when you make a purchase anywhere Mastercard is accepted, and earn more when you shop with us.
  • Earn 1 point for every £1 spent on your card at John Lewis, Waitrose and John Lewis Insurance and Foreign Currency by John Lewis Finance, and 1 point for every £2 spent everywhere else Mastercard is accepted. Learn more about points (PDF, 59KB).
  • Every 500 points you earn is worth £5 in gift vouchers to spend at either John Lewis or Waitrose, and we’ll send them to you three times a year so you can enjoy the rewards of your Partnership Card all year round.

John Lewis and
Waitrose vouchers

We'll keep track of the points you earn and send you vouchers 3 times a year.

See details

Add up to
3 cardholders

You can add up to 3 additional cardholders on your primary account.

See details

for 9 months

Enjoy 0% interest on purchases from account opening.

Terms apply


0% on Balance Transfers for 18 months from account opening (2.9% fee applies, minimum £5)

Terms apply


18.9% APR

Purchase rate
18.9% pa

Based on an assumed
credit limit of:


*Applicants for the Partnership Card must be UK residents (excluding the Channel Islands), aged 18 or over and have a personal income of more than £6,750 a year. Credit subject to status. Full terms and conditions for the Partnership Card can be found at

**£20 voucher offer: you must apply for a Partnership Card by 28 November 2017, be accepted and spend a minimum of £500 on the Card by 21 January 2018. To qualify for the offer you must use the card to either transfer a £500 balance or make purchases of £500 in a single or multiple transactions in John Lewis, Waitrose (in store and online) or any merchant that accepts Mastercard. Cash advances do not qualify as purchases. The 2,000 bonus points will appear on your January 2018 statement and £20 of vouchers will be in your January 2018 voucher issuance. This offer may be withdrawn without notice. Offer not available to existing or previous Partnership Card holders. This offer is non-transferable and cannot be used in conjunction with any other offer. Please note, we cannot process balance transfer from all cards.

John Lewis Financial Services Limited (a subsidiary of HSBC Bank plc), registered in England under Company Number 4645530. Registered office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Conduct Authority under the Financial Services and Markets Act 2000 (Financial Services Register no 715060), and under the Payment Services Regulations 2009 (Payment Services Register no 542750) for the provision of payment services. 'Partnership Card', 'John Lewis Finance' and other terms including 'John Lewis' are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership.

Copyright © John Lewis Partnership
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