Made to reward you
Earn points towards vouchers on everything you purchase
Points turn into gift vouchers
This year there's a more rewarding way to shop at John Lewis & Partners, Waitrose & Partners and everywhere Mastercard is accepted.
Whether you're making home improvements, doing your weekly shop, or enjoying a little indulgence, our credit card rewards you with points wherever and whenever you use it. We'll turn your points into gift vouchers, which you can put towards something special at John Lewis & Partners or Waitrose & Partners.
We’ve just made it even more rewarding for Partnership Card customers to shop at John Lewis and Waitrose, with a 25% points increase. It’s our way of thanking you for your loyalty, which we value so much.
Earn 5 points for every £4 you spend at John Lewis and Waitrose Earn 1 point for every £4 you spend everywhere else Mastercard is accepted For every 500 points you earn, you'll be treated to £5 in vouchers Up to 3 times a year, we'll send you vouchers to use at John Lewis and Waitrose
0% interest on purchases and balance transfers
Pay with Partnership Card and you won’t be charged any interest on purchases for the first 9 months. So you can buy items up front, but pay later at your own pace – provided you make minimum payments.
Transfer your balance to us and you’ll also enjoy an 18-month interest-free period (2.9% fee, minimum £5). If you’ve been paying a high interest rate on a credit or store card, this could make the cost of repayments more affordable for you.
Representative
Based on an assumed
Applicants must be UK residents (excluding the Channel Islands), aged 18 or over, and have a minimum income of more than £6,750 a year.
Credit is subject to status.
Bonus points events, ticket exclusives, luxury travel offers and more Make payments, check your balance and statements online or with our app Earn more points by adding up to three extra cardholders to your account Our call centre always provides the friendly service you expect from us Contactless payments up to a value of £45
See how your spending adds up with our Partnership Card.
Earn 5 point for every £4 you spend using our card in John Lewis or Waitrose. Earn 1 point for every £4 you spend anywhere else Mastercard is accepted.* We'll then turn your points into vouchers that you can spend in John Lewis and Waitrose.
(Slide arrows to calculate)
Please note: You need JavaScript enabled to use the Rewards calculator.
HSBC UK Bank plc is our trusted partner in providing the Partnership Card.
John Lewis plc trading as John Lewis Finance acts as a credit broker for the purpose of introducing credit for the Partnership Card provided under exclusive arrangements with the lender John Lewis Financial Services Limited, a subsidiary of HSBC UK Bank plc.
John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 724309). John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc) is registered in England with company number 464530, registered office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (Register number 542750). ‘Partnership Card’, ‘John Lewis Finance’ and other terms including ‘John Lewis’ are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership.
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