Partnership Card

1. These Offer Terms and Conditions (the “Offer Terms”) are an agreement between you and us and apply when you apply for a Partnership Card (the “Card”). They apply in addition to and should be read together with the Partnership Card Terms and Conditions and Reward Programme Rules. In the event of any conflict, these Offer Terms will apply.

2. In these Offer Terms, “we” or “us” means John Lewis Financial Services Limited, 8 Canada Square, London, E14 5HQ.

The Offer Period

3. The Offer Period is between 23 April 2019 and 7 June 2019. Any applications received after this date will not qualify for the Offer.

4. The Offer may be withdrawn without notice. Any applications received after we have withdrawn the Offer will not qualify for the Offer.

Qualifying criteria for the Offer

To qualify for 2,500 bonus points you must:

5. Apply for a Partnership Card online or in store, no later than 7 June 2019, and be accepted.

6. Spend a minimum of £200 on the Card in John Lewis & Partners or Waitrose & Partners, within 90 days of account opening.

7. Purchases subsequently refunded, cash withdrawals or cash related payments, interest, fees and charges will not count towards the £200 qualifying spend for the purposes of the Offer.

Bonus Points

8. If you qualify for the Offer, you will be entitled to receive 2,500 bonus points, which will be redeemed as vouchers to the value of £25. The points will be awarded to your account within two months of you making the required spend or balance transfer and you will see them on your monthly statement.

9. Points are redeemed automatically as John Lewis & Waitrose gift vouchers in February, June and October each year (where the points balance is at least 500 points).

10. Points and gift vouchers are subject to the Partnership Card Reward Programme.

General terms

11. The Offer is not transferable and cannot be used in conjunction with any other offer.

12. Full terms and conditions for the Partnership Card can be found at johnlewisfinance.com/cardterms

13. Credit subject to status. Applicants for the Partnership Card must be UK resident (excluding the Channel Islands), aged 18+ and have a personal income of more than £6,750 per year.

14.  John Lewis plc trading as John Lewis Finance, 171 Victoria Street, London SW1E 5NN acts as a credit broker (authorised and regulated by the Financial Conduct Authority, Financial Services Register number 724309) and not as a lender. Credit for the Partnership Card is provided under exclusive arrangements with the lender John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc), authorized and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (ref: 542750).

15. Promoter: John Lewis Financial Services Limited, 8 Canada Square, London, E14 5HQ