Earn points every time
you use your card

The Partnership Card is a credit card that makes your shopping more rewarding. It earns you points everywhere Mastercard is accepted, whether you’re using it for your weekly food shop, a large purchase or taking it with you on holiday. Fees will apply when using your card abroad.

We'll add up your points three times a year (February, June and October) and send you vouchers based on the number of points you've earned. You can then spend the vouchers on anything you like in John Lewis & Partners or Waitrose & Partners.

Earn 5 points for every £4 you spend in John Lewis and Waitrose

Earn 1 point for every £4 you spend everywhere else Mastercard is accepted

Every 500 point you earn are worth £5 in John Lewis and Waitrose vouchers

Up to 3 times a year, we'll send you vouchers to use at John Lewis and Waitrose


0% on Balance Transfers for 18 months from account opening (2.9% fee applies, minimum £5).

for 9 months

Enjoy 0% interest on purchases from account opening. Terms apply.

Benefits & features

Points on foreign currency

Earn points when you buy travel money from us in a Bureau de change or online with no cash advance fees.

Offers and promotions

Enjoy bonus points giveaways plus ticket offers, travel exclusives and more.

Mobile app

Check your balance and points total on the move with our Partnership Card app.

Mobile payments

Pay and earn points with your phone or watch. Just add your card to your device's wallet.

Contactless payments

Simply touch and go when you use your card for purchases up to £45.

Extra cardholders

You can add up to 3 additional cardholders on your account.

Our partner

HSBC UK logo

HSBC UK Bank plc is our trusted partner in providing the Partnership Card.

John Lewis plc trading as John Lewis Finance acts as a credit broker for the purpose of introducing credit for the Partnership Card provided under exclusive arrangements with the lender John Lewis Financial Services Limited, a subsidiary of HSBC UK Bank plc.

John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 724309). John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc) is registered in England with company number 464530, registered office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (Register number 542750). ‘Partnership Card’, ‘John Lewis Finance’ and other terms including ‘John Lewis’ are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership.

AC43817. AC45126.

Copyright © John Lewis Partnership
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