Terms and conditions

See our general terms and conditions for Investments.

Availability

1. This offer is open to New Customers of John Lewis Investments only who are registered as a My John Lewis member. “New Customers” are individuals who:
a. have not invested with, or used the services of John Lewis Investments provided by Nutmeg Saving and Investment Limited (“Nutmeg”) before; and
b. in John Lewis Investments’ reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of John Lewis Investments’ Standard Terms and Conditions, and all applicable law.
c. To qualify for this offer, you must be a registered My John Lewis member and invest in a new John Lewis Investment product.

2. This offer will:
a. open for acceptance from the 07 February 2022 at 00:01; and
b. close on the 05 April 2022 at 23:59.

The period between 2(a) and 2(b) is the “Offer Period”.

3. This offer cannot be used:
a. if you are an existing or have ever been a customer of Nutmeg; or
b. multiple times for an individual New Customer; or
c. in conjunction with any other John Lewis Investments’ offer or promotion; or
d. to invest, or transfer any eligible product, into a 100%-cash pot.

Accepting the offer

4. To accept this offer, and benefit from the promotional 0% per annum portfolio management fee (“Promotional Fee Rate”) for 12 months, you must do each of the following:
a. Sign-up via investments.johnlewisfinance.com/my-offer; and
b. Fund your new John Lewis Investments product during the Offer Period, by:

i. in the case of John Lewis Investments ISA, or General Investment Account, making a minimum initial investment of £500; or
ii. initiating a transfer of an existing ISA, into a new John Lewis Investments ISA, with a minimum of £500; or
iii. in the case of a John Lewis Investments Junior ISA by making a minimum investment of £100; or
iv. initiating a transfer of an existing Junior ISA or Child Trust Fund into a new John Lewis Investments Junior ISA, with a minimum of £100.

5. Failure to perform the above steps may invalidate your acceptance of the offer. John Lewis Investments accepts no liability in these circumstances.

When and how the offer will be applied

6. The Promotional Fee Rate will be applied within one (1) month of the funds in the new John Lewis Investments customer’s account first being traded (“First Traded Date”).

7. After a period of twelve (12) months the standard John Lewis Investments fees will be applied. 

General

8. John Lewis Investments reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.

9. This offer, the ISA, GIA, and JISA, and transfers and withdrawals, are subject to, and governed by, John Lewis Investments’ Standard Terms and Conditions. If there is a conflict between (a) the terms of this offer; and (b) John Lewis Investments’ Standard Terms and Conditions the latter will prevail.

10. John Lewis Investments charges management and other fees.

11. Neither John Lewis Investments or Nutmeg Saving and Investment Limited can be held responsible for any issue or delays in transferring your ISA or Junior ISA caused by the ceding provider.

12. John Lewis Investments reserves the right to change, terminate or withdraw this offer without prior notice due to unexpected operational constraints.
 

As with all investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future. The value of your portfolio can go down as well as up, and there's a chance you could get back less than you invest.

Availability

1. This offer is open to New Customers of John Lewis Investments only who are registered as a My Waitrose member. “New Customers” are individuals who:
a. have not invested with, or used the services of John Lewis Investments provided by Nutmeg Saving and Investment Limited (“Nutmeg”) before; and
b. in John Lewis Investments’ reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of John Lewis Investments’ Standard Terms and Conditions, and all applicable law.
c. To qualify for this offer, you must be a registered my Waitrose member and invest in a new John Lewis Investment product.

2. This offer will:
open for acceptance from the 07 February 2022 at 00:01; and
close on the 05 April 2022 at 23:59.

The period between 2(a) and 2(b) is the “Offer Period”.

3. This offer cannot be used:
a. if you are an existing or have ever been a customer of Nutmeg; or
b. multiple times for an individual New Customer; or
c. in conjunction with any other John Lewis Investments’ offer or promotion; or
d. to invest, or transfer any eligible product, into a 100%-cash pot.

Accepting the offer

4. To accept this offer, and benefit from the promotional 0% per annum portfolio management fee (“Promotional Fee Rate”) for 12 months, you must do each of the following:
a. Sign-up via investments.johnlewisfinance.com/my-offer; and
b. Fund your new John Lewis Investments product during the Offer Period, by:

i. in the case of John Lewis Investments ISA, or General Investment Account, making a minimum initial investment of £500; or
ii. initiating a transfer of an existing ISA, into a new John Lewis Investments ISA, with a minimum of £500; or
iii. in the case of a John Lewis Investments Junior ISA by making a minimum investment of £100; or
iv. initiating a transfer of an existing Junior ISA or Child Trust Fund into a new John Lewis Investments Junior ISA, with a minimum of £100.

5. Failure to perform the above steps may invalidate your acceptance of the offer. John Lewis Investments accepts no liability in these circumstances.

When and how the offer will be applied

6. The Promotional Fee Rate will be applied within one (1) month of the funds in the new John Lewis Investments customer’s account first being traded (“First Traded Date”).

7. After a period of twelve (12) months the standard John Lewis Investments fees will be applied.

General
8. John Lewis Investments reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.

9. This offer, the ISA, GIA, and JISA, and transfers and withdrawals, are subject to, and governed by, John Lewis Investments’ Standard Terms and Conditions. If there is a conflict between (a) the terms of this offer; and (b) John Lewis Investments’ Standard Terms and Conditions the latter will prevail.

10. John Lewis Investments charges management and other fees.

11. Neither John Lewis Investments or Nutmeg Saving and Investment Limited can be held responsible for any issue or delays in transferring your ISA or Junior ISA caused by the ceding provider.

12. John Lewis Investments reserves the right to change, terminate or withdraw this offer without prior notice due to unexpected operational constraints.


As with all investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future. The value of your portfolio can go down as well as up, and there's a chance you could get back less than you invest.

1. Promotion and Applicable T&Cs

1.1 John Lewis Investments provided by Nutmeg Saving and Investments Limited (“Nutmeg”) is offering a promotional rate of 0% portfolio management fees for a period of six (6) months on selected investments held with Nutmeg. This offer is referred to here as the “Promotional Fee Rate”.

1.2 The main agreement between you and John Lewis Investments is set out in the John Lewis Investments Standard T&Cs. The terms set out below are the “Promotional Offer T&Cs”. The Promotional Offer T&Cs set out additional terms, including some terms which amend the John Lewis Investments Standard T&Cs. You should read both sets of T&Cs before redeeming the Promotional Fee Rate.

1.3 The capitalised words in these Promotional Offer T&Cs have the same meaning as in the John Lewis Investment Standard T&Cs, unless they are expressly given a different meaning here.

1.4 If there is an inconsistency between (a) the Promotional Offer T&Cs; and (b) the John Lewis Investments Standard T&Cs, these Promotional Offer T&Cs will apply.

1.5 By creating a John Lewis Investments account in accordance with paragraph 4.1 below, you are agreeing to be bound by these Promotional Offer T&Cs and the John Lewis Investments Standard T&Cs.

1.6 This offer will open for acceptance on 3 January 2023 at 00:01 and close on 5 April 2023 at 23:59 (the “Offer Period”).

1.7 Offer available to new customers only.
 

2. Who is able to benefit from the Promotional Fee Rate?

2.1 The Promotional Fee Rate is only available to “Eligible Participants”. Eligible Participants are individuals who, in addition to meeting the eligibility requirements in Sections 1.1 and 1.2 of the John Lewis Investments Standard T&Cs, at the date of opening a John Lewis Investments account:
a) have not previously invested with, or used the services of, John Lewis Investments or Nutmeg; and
b) are UK resident and are not a US Person.

2.2 By creating a John Lewis Investments account in accordance with paragraph 4.1 below, you confirm that you are an Eligible Participant. 
 

3. What John Lewis Investment products does the Promotional Fee Rate apply to?

3.1 The Promotional Fee Rate is available in respect of the following John Lewis Investments products (including any variants of these products that may launch during the Offer Period):
a) Stocks and Shares ISA with an investment of at least £500;
b) Stocks and Shares Junior ISA with an investment of at least £100; and
c) General Investment Account with an investment of at least £500
(each an “Eligible Product”).

3.2 The Promotional Fee Rate cannot be used:
a) in conjunction with any other John Lewis Investments offer or promotion, except the John Lewis Investments My JL prize draws in January, February and March; or
b) multiple times by an Eligible Participant; or
c) to invest or transfer an Eligible Product into a 100%-cash pot.
 

4. How to validate the Promotional Fee Rate

4.1 In order to validate and benefit from the Promotional Fee Rate, you must do all of the following during the Offer Period:
a) open a John Lewis Investment account; and
b) fund or initiate a transfer of an Eligible Product into your new John Lewis Investment product in accordance with the minimum investment requirements set out in Section 1.1 of the John Lewis Investments Standard T&Cs.

For a transfer to be considered valid, the ceding provider must confirm the transfer within the Offer Period.

4.2 Once you have completed the steps at paragraph 4.1 above, the Promotional Fee Rate will be applied automatically to your John Lewis Investment account within the time frame specified in clause 5.1 below and you will not need to take any further action.

4.3 If you do not follow all of the steps in paragraph 4.1 correctly, you will not be eligible to receive the Promotional Fee Rate for your John Lewis Investment account. In this case, John Lewis Investments normal fees and charges, as set out in Section I of the John Lewis Investments Standard T&Cs, will apply.

4.4 If you notice that you have not signed up correctly and the Promotional Fee Rate has not been applied to your John Lewis Investment account, please contact the John Lewis Investments customer service team on 020 3598 1515 who may be able to assist.

4.5 We do not accept responsibility for your failure to successfully complete the steps at paragraph 4.1 or for any network, computer or software failures of any kind, which may result in the Promotional Fee Rate not being validated.
 

5. When will the Promotional Fee Rate be applied?

5.1 The Promotional Fee Rate will be applied within thirty (30) days of the funds in your John Lewis Investment account first being traded.

5.2 The Promotional Fee Rate will apply for a period of six (6) months from the date on which the Promotional Fee Rate was first applied to the funds in your John Lewis Investment account. After those six (6) months, the standard Nutmeg fees and charges will apply. Please refer to Section I of the John Lewis Investment Standard T&Cs.

5.3 You will still be subject to the underlying fund costs and impact of market spread as this is not charged by John Lewis Investments. Details of these costs and charges are set out in Section I of the John Lewis Investments Standard T&Cs
 

6. General Terms

6.1 In addition to its rights in the John Lewis Investments Standard T&Cs, John Lewis Investments and Nutmeg reserve the right to change, terminate or withdraw the Promotional Fee Rate at any time without prior notice. Where the Promotional Fee Rate is changed, terminated or withdrawn in accordance with this section 6.1, these Promotion Fee T&Cs will no longer apply.

6.2 Neither John Lewis Investments or Nutmeg can be held responsible for any issue or delays in transferring your ISA or Junior ISA caused by the ceding provider.

6.3 These terms and conditions shall be governed by English law, and the parties submit to the non-exclusive jurisdiction of the courts of England and Wales.

As with all investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future. The value of your portfolio can go up as well as down, and there's a chance you could get back less than you invest.

To open a John Lewis JISA, your child must be under the age of 16 and funds cannot be withdrawn until your child turns 18. Tax treatment depends on your individual circumstances and may be subject to change in the future. If you are unsure if a Junior ISA is the right choice for you and your child, please seek financial advice.

John Lewis plc trading as John Lewis Finance acts as an Appointed Representative of Nutmeg Saving and Investment Ltd for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

Nutmeg Saving and Investment Limited is authorised and regulated by the Financial Conduct Authority, whose address is 12 Endeavour Square, London E20 1JN, www.fca.org.uk. Our firm registration number is 552016. Nutmeg is covered by the Financial Services Compensation Scheme. There is more information about this in our Standard Terms and Conditions.

My John Lewis January 2023 prize draw terms and conditions

1. By entering the prize draw you are deemed to have accepted these terms and conditions.

Eligibility

2. The promoter is John Lewis plc trading as John Lewis Investments (“John Lewis Investments”).

3. John Lewis plc trading as John Lewis Investments acts as an Appointed Representative (having firm reference number: 416011) of Nutmeg Saving and Investment Ltd (“Nutmeg”) for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

4. The prize draw is open to New Customers (defined below) of John Lewis Investments who:

a) open an account with John Lewis Investments and fund a General Investment Account, or fund or initiate a transfer of a new Stocks and Shares ISA or Stocks and Shares Junior ISA with John Lewis Investments, provided by Nutmeg Saving and Investment Limited (“Eligible Product”); and
b) are MyJL members before the time of opening of the Eligible Product

(each an “Eligible Participant”).

5. For the purpose of these terms “New Customers” are individuals who:

a) have not invested with, or used the services of Nutmeg before
b) meet the eligibility requirements of the John Lewis Investments Standard T&Cs at the date of opening a John Lewis Investments account, in particular clause 1.1, 1.2 and 24.4 (for JISA)
c) are resident for tax purposes in the UK only (this excludes residents of Channel Islands and the Isle of Man); and
d) are not a U.S national.

For the avoidance of doubt, the individual meeting the criteria in clause 24.4 of the John Lewis Investments Standard T&Cs who opens the Stocks and Shares Junior ISA with John Lewis Investments will be the Eligible Participant for the prize draw, not the child.

6. This prize draw will:

a) be open for acceptance from 11 January 2023 at 00:01; and
b) close on 31 January 2023 at 23:59
(the “Prize Draw Period”).

7. You will not be eligible to enter this prize draw by investing into a 100% cash pot or transferring an Eligible Product into a 100% cash pot.

8. The prize draw is limited to one entry per John Lewis Investments account holder. As above, the individual meeting the criteria in clause 24.4 of the John Lewis Investments Standard T&Cs who opens the Stocks and Shares Junior ISA with John Lewis Investments will be the Eligible Participant for the prize draw, not the child.

9. Employees, officers or directors of John Lewis Plc and Nutmeg Saving & Investment Limited will not be eligible to enter the prize draw.

How to enter

10. To enter, within the Prize Draw Period, Eligible Participants must:

a) open a new John Lewis Investments account;
b) submit their My JL account number when opening a new John Lewis Investments account; and
c) complete at least one of the following steps:

i. Open and fund a new John Lewis Investments General Investments Account by making a minimum investment of £500; or
ii Open and fund a new John Lewis Investments Stocks and Shares ISA by making a minimum investment of £500; or
iii Open a new John Lewis Investments Stocks and Shares ISA and complete an application to transfer an existing ISA with a minimum value of £500 to John Lewis Investments. For the transfer application to be considered valid for the purpose of the prize draw, the ceding provider must confirm the transfer within the Prize Draw Period; or
iv. Open and fund a new John Lewis Investments Stocks and Shares Junior ISA by making a minimum investment of £100; or
v. Complete an application to transfer a Junior ISA or Child Trust Fund with a minimum value of £100 to John Lewis Investments. For the transfer application to be considered valid for the purpose of the prize draw, the ceding provider must confirm the transfer within the January Prize Draw Period.

Upon completion of any of the above steps, the Eligible Participant will automatically be entered into the prize draw.

11. Failure to complete an action listed in clause 10 above within the Prize Draw Period will result in your prize draw entry being voided.

12. Should you wish to be excluded from the prize draw, please contact us at competitions@nutmeg.com before the close of the Prize Draw Period. By not opting out of the prize draw, you confirm that you are eligible for entering the prize draw and eligible to claim any prize you may win.

John Lewis Investments and Nutmeg shall not be held responsible for:

a) failures or delays caused by third-party providers; and
b) failed entries due to technical failures outside of John Lewis Investments or Nutmegs’ reasonable control.

The prizes

13. The prize will be a cash sum of £10,000. There is one prize available to be won. The prize is non-exchangeable, non-transferable and will be paid directly to the bank account associated with your John Lewis Investments account. In the case of a Stocks and Shares Junior ISA, this will be the individual who opens the account.

Winner announcement

14. The winner of the draw will be randomly selected from all eligible entries in accordance with the laws of chance by an independent third party on 15 May 2023. John Lewis Investments will notify the winner within 5 working days from the date of selection via email using the email address associated with their John Lewis Investments account.

John Lewis Investments will make all reasonable efforts to contact the prize winner. If any prize winner fails to claim a Prize, they will forfeit the prize and John Lewis Investments reserves the right to randomly draw another valid entry.

Please note, we are required to provide details proving a valid award has taken place to anyone requesting such information. We will comply with this requirement by disclosing the winner’s surname and county upon request. Should you wish to object to these details being shared, please contact us at johnlewisinvestments@nutmeg.com. For the avoidance of doubt, regardless of your objection and in the event we are asked for it, we will still be required to share the winner’s surname and county with the Advertising Standards Authority or any other authority.

15. We may contact the winner of the prize draw to ask for consent to make an announcement of the winner on certain marketing material. If you'd like to read more on how and where John Lewis Investments collect or how we use your personal data, please see our Privacy Notice.

Receipt of the prize

16. We will provide the prize via electronic transfer to the bank account associated with your John Lewis Investments account within 30 days of successfully contacting the winner, subject to the winner’s confirmation that the payment details and information we hold is correct. We reserve the right to perform any checks or verification or checks we deem necessary.

General

17. John Lewis Investments reserves the right to void a prize draw entry at any time without prior notice.

John Lewis Investments reserve the right to change, terminate or withdraw this prize draw without prior notice.

This prize draw should not form the basis of any decision to invest. If you are unsure if a General Investment Account, a Stocks and Shares ISA or a Stocks and Shares Junior ISA is the right choice for you, please seek financial advice. John Lewis Investments does not have the ability to provide any financial advice.

The prize draw, the John Lewis Investments General Investment Account, Stocks and Shares ISA and Stocks and Shares Junior ISA, transfers and withdrawals, are subject to, and governed by, John Lewis Investments Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this prize draw; and (b) John Lewis Investments Standard Terms and Conditions and the general law, the latter will prevail followed by the John Lewis Investments Standard Terms and Conditions.

18. Nutmeg charge management and other fees. The details are available here. John Lewis Investments may receive a portion of the fees charged by Nutmeg for their services.

19. Nutmeg will assist in the administration of this prize draw.

20. This prize draw and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts.

As with all investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future. The value of your portfolio can go down as well as up, and there’s a chance you could get back less than you invest. We recommend you seek appropriate financial advice that is tailored to your situation before you invest.

John Lewis plc trading as John Lewis Finance acts as an Introducer Appointed Representative of Nutmeg Saving and Investment Ltd for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

My John Lewis February 2023 Prize Draw Terms and Conditions

1. By entering the prize draw you are deemed to have accepted these terms and conditions.
 

Eligibility

2. The promoter is John Lewis plc trading as John Lewis Investments (“John Lewis Investments”).

3. John Lewis plc trading as John Lewis Investments acts as an Appointed Representative (having firm reference number: 416011) of Nutmeg Saving and Investment Ltd (“Nutmeg”) for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

4. The prize draw is open to New Customers (defined below) of John Lewis Investments who:

a) open an account with John Lewis Investments and fund a General Investment Account, or fund or initiate a transfer of a new Stocks and Shares ISA or Stocks and Shares Junior ISA with John Lewis Investments, provided by Nutmeg Saving and Investment Limited (“Eligible Product”); and
b) are MyJL members before the time of opening of the Eligible Product

(each an “Eligible Participant”).

5. For the purpose of these terms “New Customers” are individuals who:

a) have not invested with, or used the services of Nutmeg before;
b) meet the eligibility requirements of the John Lewis Investments Standard T&Cs at the date of opening a John Lewis Investments account, in particular clause 1.1, 1.2 and 24.4 (for JISA);
c) are resident for tax purposes in the UK only (this excludes residents of Channel Islands and the Isle of Man); and
d) are not a U.S national.

For the avoidance of doubt, the individual meeting the criteria in clause 24.4 of the John Lewis Investments Standard T&Cs who opens the Stocks and Shares Junior ISA with John Lewis Investments will be the Eligible Participant for the prize draw, not the child.

6. This prize draw will:

a) be open for acceptance from 1 February 2023 at 00:01; and
b) close on 28 February 2023 at 23:59

(the “Prize Draw Period”).

7. You will not be eligible to enter this prize draw by investing into a 100% cash pot or transferring an Eligible Product into a 100% cash pot.

8. The prize draw is limited to one entry per John Lewis Investments account holder. As above, the individual meeting the criteria in clause 24.4 of the John Lewis Investments Standard T&Cs who opens the Stocks and Shares Junior ISA with John Lewis Investments will be the Eligible Participant for the prize draw, not the child.

9. Employees, officers or directors of John Lewis Plc and Nutmeg Saving & Investment Limited will not be eligible to enter the prize draw.

How to enter

10. To enter, within the Prize Draw Period, Eligible Participants must:

a) open a new John Lewis Investments account;
b) submit their My JL account number when opening a new John Lewis Investments account; and
c) complete at least one of the following steps:

vi. Open and fund a new John Lewis Investments General Investments Account by making a minimum investment of £500; or
vii. Open and fund a new John Lewis Investments Stocks and Shares ISA by making a minimum investment of £500; or
viii. Open a new John Lewis Investments Stocks and Shares ISA and complete an application to transfer an existing ISA with a minimum value of £500 to John Lewis Investments. For the transfer application to be considered valid for the purpose of the prize draw, the ceding provider must confirm the transfer within the Prize Draw Period; or
ix. Open and fund a new John Lewis Investments Stocks and Shares Junior ISA by making a minimum investment of £100; or
x. Complete an application to transfer a Junior ISA or Child Trust Fund with a minimum value of £100 to John Lewis Investments. For the transfer application to be considered valid for the purpose of the prize draw, the ceding provider must confirm the transfer within the February Prize Draw Period.

Upon completion of any of the above steps, the Eligible Participant will automatically be entered into the prize draw.

11. Failure to complete an action listed in clause 10 above within the Prize Draw Period will result in your prize draw entry being voided.

12. Should you wish to be excluded from the prize draw, please contact us at competitions@nutmeg.com before the close of the Prize Draw Period. By not opting out of the prize draw, you confirm that you are eligible for entering the prize draw and eligible to claim any prize you may win.
John Lewis Investments and Nutmeg shall not be held responsible for:

a) failures or delays caused by third-party providers; and
b) failed entries due to technical failures outside of John Lewis Investments or Nutmegs’ reasonable control.

The prizes

13. The prize will be a cash sum of £8,000. There is one prize available to be won.
The prize is non-exchangeable, non-transferable and will be paid directly to the bank account associated with your John Lewis Investments account. In the case of a Stocks and Shares Junior ISA, this will be the individual who opens the account.

Winner announcement

14. The winner of the draw will be randomly selected from all eligible entries in accordance with the laws of chance by an independent third party on 15 May 2023.
John Lewis Investments will notify the winner within 5 working days from the date of selection via email using the email address associated with their John Lewis Investments account.
John Lewis Investments will make all reasonable efforts to contact the prize winner. If any prize winner fails to claim a Prize, they will forfeit the prize and John Lewis Investments reserves the right to randomly draw another valid entry.
Please note, we are required to provide details proving a valid award has taken place to anyone requesting such information. We will comply with this requirement by disclosing the winner’s surname and county upon request. Should you wish to object to these details being shared, please contact us at johnlewisinvestments@nutmeg.com. For the avoidance of doubt, regardless of your objection and in the event we are asked for it, we will still be required to share the winner’s surname and county with the Advertising Standards Authority or any other authority.

15. We may contact the winner of the prize draw to ask for consent to make an announcement of the winner on certain marketing material.
If you'd like to read more on how and where John Lewis Investments collect or how we use your personal data, please see our Privacy Notice.
 

Receipt of the prize

16. We will provide the prize via electronic transfer to the bank account associated with your John Lewis Investments account within 30 days of successfully contacting the winner, subject to the winner’s confirmation that the payment details and information we hold is correct. We reserve the right to perform any checks or verification or checks we deem necessary.

General

17. John Lewis Investments reserves the right to void a prize draw entry at any time without prior notice.
John Lewis Investments reserve the right to change, terminate or withdraw this prize draw without prior notice.
This prize draw should not form the basis of any decision to invest. If you are unsure if a General Investment Account, a Stocks and Shares ISA or a Stocks and Shares Junior ISA is the right choice for you, please seek financial advice. John Lewis Investments does not have the ability to provide any financial advice.
The prize draw, the John Lewis Investments General Investment Account, Stocks and Shares ISA and Stocks and Shares Junior ISA, transfers and withdrawals, are subject to, and governed by, John Lewis Investments Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this prize draw; and (b) John Lewis Investments Standard Terms and Conditions and the general law, the latter will prevail followed by the John Lewis Investments Standard Terms and Conditions.

18. Nutmeg charge management and other fees. The details are available here. John Lewis Investments may receive a portion of the fees charged by Nutmeg for their services.

19. Nutmeg will assist in the administration of this prize draw.

20. This prize draw and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts.

As with all investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future. The value of your portfolio can go down as well as up, and there’s a chance you could get back less than you invest. We recommend you seek appropriate financial advice that is tailored to your situation before you invest.

John Lewis plc trading as John Lewis Finance acts as an Introducer Appointed Representative of Nutmeg Saving and Investment Ltd for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

My John Lewis March 2023 Prize Draw Terms and Conditions

1. By entering the prize draw you are deemed to have accepted these terms and conditions.

Eligibility

2. The promoter is John Lewis plc trading as John Lewis Investments (“John Lewis Investments”).

3. John Lewis plc trading as John Lewis Investments acts as an Appointed Representative (having firm reference number: 416011) of Nutmeg Saving and Investment Ltd (“Nutmeg”) for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

4. The prize draw is open to New Customers (defined below) of John Lewis Investments who:

a) open an account with John Lewis Investments and fund a General Investment Account, or fund or initiate a transfer of a new Stocks and Shares ISA or Stocks and Shares Junior ISA with John Lewis Investments, provided by Nutmeg Saving and Investment Limited (“Eligible Product”); and
b) are MyJL members before the time of opening of the Eligible Product

(each an “Eligible Participant”).

5. For the purpose of these terms “New Customers” are individuals who:

a) have not invested with, or used the services of Nutmeg before;
b) meet the eligibility requirements of the John Lewis Investments Standard T&Cs at the date of opening a John Lewis Investments account, in particular clause 1.1, 1.2 and 24.4 (for JISA);
c) are resident for tax purposes in the UK only (this excludes residents of Channel Islands and the Isle of Man); and
d) are not a U.S national.

For the avoidance of doubt, the individual meeting the criteria in clause 24.4 of the John Lewis Investments Standard T&Cs who opens the Stocks and Shares Junior ISA with John Lewis Investments will be the Eligible Participant for the prize draw, not the child.

6. This prize draw will:

a) be open for acceptance from 1 March 2023 at 00:01; and
b) close on 05 April 2023 at 23:59

(the “Prize Draw Period”).

7. You will not be eligible to enter this prize draw by investing into a 100% cash pot or transferring an Eligible Product into a 100% cash pot.

8. The prize draw is limited to one entry per John Lewis Investments account holder. As above, the individual meeting the criteria in clause 24.4 of the John Lewis Investments Standard T&Cs who opens the Stocks and Shares Junior ISA with John Lewis Investments will be the Eligible Participant for the prize draw, not the child.
9. Employees, officers or directors of John Lewis Plc and Nutmeg Saving & Investment Limited will not be eligible to enter the prize draw.

How to enter

10. To enter, within the Prize Draw Period, Eligible Participants must:

a) open a new John Lewis Investments account;
b) submit their My JL account number when opening a new John Lewis Investments account; and
c) complete at least one of the following steps:

xi. Open and fund a new John Lewis Investments General Investments Account by making a minimum investment of £500; or
xii.Open and fund a new John Lewis Investments Stocks and Shares ISA by making a minimum investment of £500; or
xiii. Open a new John Lewis Investments Stocks and Shares ISA and complete an application to transfer an existing ISA with a minimum value of £500 to John Lewis Investments. For the transfer application to be considered valid for the purpose of the prize draw, the ceding provider must confirm the transfer within the Prize Draw Period; or
xiii. Open and fund a new John Lewis Investments Stocks and Shares Junior ISA by making a minimum investment of £100; or
xiv. Complete an application to transfer a Junior ISA or Child Trust Fund with a minimum value of £100 to John Lewis Investments. For the transfer application to be considered valid for the purpose of the prize draw, the ceding provider must confirm the transfer within the March Prize Draw Period.

Upon completion of any of the above steps, the Eligible Participant will automatically be entered into the prize draw.

11. Failure to complete an action listed in clause 10 above within the Prize Draw Period will result in your prize draw entry being voided.

12. Should you wish to be excluded from the prize draw, please contact us at competitions@nutmeg.com before the close of the Prize Draw Period. By not opting out of the prize draw, you confirm that you are eligible for entering the prize draw and eligible to claim any prize you may win.

John Lewis Investments and Nutmeg shall not be held responsible for:

a) failures or delays caused by third-party providers; and
b) failed entries due to technical failures outside of John Lewis Investments or Nutmegs’ reasonable control.

The prizes

13. The prize will be a cash sum of £6,000. There is one prize available to be won. The prize is non-exchangeable, non-transferable and will be paid directly to the bank account associated with your John Lewis Investments account. In the case of a Stocks and Shares Junior ISA, this will be the individual who opens the account.

Winner announcement

14. The winner of the draw will be randomly selected from all eligible entries in accordance with the laws of chance by an independent third party on 15 May 2023.
John Lewis Investments will notify the winner within 5 working days from the date of selection via email using the email address associated with their John Lewis Investments account.

John Lewis Investments will make all reasonable efforts to contact the prize winner. If any prize winner fails to claim a Prize, they will forfeit the prize and John Lewis Investments reserves the right to randomly draw another valid entry.

Please note, we are required to provide details proving a valid award has taken place to anyone requesting such information. We will comply with this requirement by disclosing the winner’s surname and county upon request. Should you wish to object to these details being shared, please contact us at johnlewisinvestments@nutmeg.com. For the avoidance of doubt, regardless of your objection and in the event we are asked for it, we will still be required to share the winner’s surname and county with the Advertising Standards Authority or any other authority.

15. We may contact the winner of the prize draw to ask for consent to make an announcement of the winner on certain marketing material.
If you'd like to read more on how and where John Lewis Investments collect or how we use your personal data, please see our Privacy Notice.

Receipt of the prize

16. We will provide the prize via electronic transfer to the bank account associated with your John Lewis Investments account within 30 days of successfully contacting the winner, subject to the winner’s confirmation that the payment details and information we hold is correct. We reserve the right to perform any checks or verification or checks we deem necessary.

General

17. John Lewis Investments reserves the right to void a prize draw entry at any time without prior notice.

John Lewis Investments reserve the right to change, terminate or withdraw this prize draw without prior notice.

This prize draw should not form the basis of any decision to invest. If you are unsure if a General Investment Account, a Stocks and Shares ISA or a Stocks and Shares Junior ISA is the right choice for you, please seek financial advice. John Lewis Investments does not have the ability to provide any financial advice.

The prize draw, the John Lewis Investments General Investment Account, Stocks and Shares ISA and Stocks and Shares Junior ISA, transfers and withdrawals, are subject to, and governed by, John Lewis Investments Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this prize draw; and (b) John Lewis Investments Standard Terms and Conditions and the general law, the latter will prevail followed by the John Lewis Investments Standard Terms and Conditions.

18. Nutmeg charge management and other fees. The details are available here. John Lewis Investments may receive a portion of the fees charged by Nutmeg for their services.

19. Nutmeg will assist in the administration of this prize draw.

20. This prize draw and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts.

As with all investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future. The value of your portfolio can go down as well as up, and there’s a chance you could get back less than you invest. We recommend you seek appropriate financial advice that is tailored to your situation before you invest.

John Lewis plc trading as John Lewis Finance acts as an Introducer Appointed Representative of Nutmeg Saving and Investment Ltd for the purpose of making introductions to Nutmeg and distributing financial promotions. John Lewis Investments services are provided by Nutmeg Saving and Investment Limited; authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.