Our fees explained
Like other investment managers Nutmeg charges a fee for managing your investments. This is based on a percentage of your portfolio value. But rather than burying our fees in the small print, we want to be clear and upfront about what we charge.
With investment, your capital is at risk.
Our fees are clear and fair
As with any investments, there are costs involved. But we do our best to keep our fees as clear as possible. And rather than burying them in the small print, we make them clear from the get-go.
Input estimated investment
Costs and charges, explained
Nutmeg Fees
Nutmeg fee per annum, including VAT where applicable
Nutmeg Fees
Nutmeg fee per annum, including VAT where applicable
Like other investment managers, Nutmeg charges a fee for managing investments. This is charged as a percentage of your portfolio value, and it includes VAT where applicable. Nutmeg calculate the fee daily based on your portfolio value at the close of business and then collect fees automatically from your Nutmeg account once a month.
Fund Cost
Average investment fund cost per annum
Fund Cost
Average investment fund cost per annum
As with any other investment manager, Nutmeg use your money to buy investments on your behalf. These funds carry their own charges that impact your portfolio performance. But that’s why Nutmeg primarily use exchange-traded funds (ETFs) — to keep your costs as low as possible. This figure also accounts for estimated transaction costs within the funds.
The average investment fund cost of our portfolios is based on current fund costs, asset weighted.
Market Spread
Average effect of market spread per annum
Market Spread
Average effect of market spread per annum
When you invest with Nutmeg, they buy and sell assets on your behalf. Like all trading activity, during this process, they are subject to market spread. This is defined as the difference between the price to buy, and the price to sell.
To give you an example, when exchanging currency for a holiday abroad, you’ll see a different price when buying the foreign currency than when selling it back again. The price you buy at is known as the 'offer' price and the price you sell at is the 'bid' price. The difference between them is known as the bid-offer, or market spread.
Nutmeg use exchange-traded funds (ETFs) to build your portfolio, which, like currencies and most financial instruments, have a market spread. We work hard to choose ETFs with smaller spreads, and we combine customer orders when trading to minimise this cost.
Expert investing, tailored to you
Whether your goals are big or small, you can look forward to the same care and attention from our team of experts. We make investing easy and provide a choice of investment styles that work for you.
Socially Responsible
A socially responsible approach to your investments
It is our aim to ensure that your investments align with your goals. Our socially responsible portfolios focus on investments in companies and bond issuers that take into account certain environmental, social and governance (ESG) considerations. We invest in exchange traded funds (ETFs) that avoid companies engaged in controversial activities and focus on those that spearhead ESG. Nutmeg's approach to socially responsible investing can be found below.
0.75% up to £100k, 0.35% beyond
+Average investment fund cost: 0.30%
+Average market spread: 0.07%
Fully Managed
Investment thinking done for you
Fully Managed is a range of globally diversified portfolios of exchange traded funds (ETFs) designed to align with your risk preference and goals. Your money is actively managed by Nutmeg’s expert investment team to reflect the current economic environment using cutting-edge technology. To keep you on track, we’ll make strategic adjustments to the mix of investments based on news, data and analysis, and rebalance them when necessary. This will help you remain aligned to your long-term objectives.
0.75% up to £100k, 0.35% beyond
+Average investment fund cost: 0.21%
+Average market spread: 0.07%
Frequently asked questions
When does Nutmeg charge Fees?
When does Nutmeg charge Fees?
Fees are charged monthly based on the annual rates.
We'll show you how much your paying and how it affects returns. Learn more about how and when we charge fees.
Where are fees taken from?
Where are fees taken from?
Fees will be automatically deducted from your account - there's no extra payment to be made.
How is my Nutmeg Fee calculated?
How is my Nutmeg Fee calculated?
Fees are calculated daily at close of business.
Fees are calculated daily based on the values and fee rates for your investment pot at the close of business. They're then collected automatically once per month. Learn more about how we calculate fees.
Can I withdraw anytime?
Can I withdraw anytime?
You can withdraw anytime from an ISA or general investment account. Only the child can withdraw from a Junior ISA, and only at 18. If the funds are not withdrawn at age 18, the money rolls into an adult ISA. Read more on Junior ISAs in our FAQ.
Our minimum suggested investment timeframe is 3 years. You can transfer to another investment provider at anytime.