Booking and paying deposits for things like your venue or wedding dress tends to happen early on in the planning process, so it's best to purchase wedding insurance as soon as you start making plans.
Your policy includes:
Covering cancellation if one of the immediate wedding party or a close relative falls ill and it's inappropriate to continue the ceremony
Costs to re-arrange your wedding due to an insured reason (up to similar amount originally budgeted)
Failure of suppliers, from wedding flowers and wedding cake to the wedding transport and ceremonial attire. If any of your suppliers go bust or doesn’t turn up, you could be reimbursed for any deposits you've lost and any additional costs in arranging another equivalent supplier.
Covering re-arrangement if the venue is unavailable due to an insured reason
Loss or theft of wedding gifts, flowers, cake, rings or outfits
Failure of wedding photographers including photos unable to be produced due to equipment failure.
Accidental damage to wedding outfits before the wedding, making the outfit unwearable
Wedding Insurance from John Lewis Finance offers six levels of cover - ranging from £10,000 up to £100,000 - and you can upgrade your cover at any time. Make sure you keep a record of what you’ve spent and that you have a written contract with your suppliers to make sure your policy fully covers the cost of your wedding.
Wedding Insurance from John Lewis Finance covers weddings in most places in the world. If you’re getting married abroad just make sure you take out Overseas Wedding Cover in addition to our core Wedding Insurance policies.
Please note, Public Liability Cover does not apply to weddings and wedding receptions taking place in the USA or Canada.
We also offer comprehensive Travel Insurance for your entire wedding trip and honeymoon.
If you're hiring a marquee, Wedding Insurance from John Lewis Finance can cover it against damage or vandalism, and also covers you if you want to have your wedding at home.
John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). Calls may be recorded and monitored.
John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Wedding Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).