Caring for a pet means caring for them for life, that's why we offer three levels of cover, all with lifetime protection. As long as your pet is insured with us, you can claim for both one-off mishaps and for life-long conditions that need treatment year after year, because we know there's nothing more important than family.
It was straightforward and very reasonably priced.
Bazza, North East
Help protect your pet for life, with no limit to how long treatment can last.
No upper age limits
And we can accept your cat or dog from eight weeks old.
Freephone vetfone™ helpline
The reassurance of 24-hour support from fully trained veterinary nurses.
The benefits of buying Pet insurance from John Lewis just add up
Every time you spend with the Partnership Card, you'll earn points towards vouchers to spend at John Lewis and Waitrose, and you’ll earn more when you purchase from us. Use your card to buy any of our insurance policies or foreign currencies, and we’ll credit you with a full 1 point for every £1 you spend. Find out more about Partnership Card benefits.
Representative 16.9% APR
Purchase rate 16.9% pa
Based on an assumed
credit limit of: £1200
See what our customers are saying
"I went to several comparison websites, and also looked at online reviews. John Lewis came out top for the cover and customer service."
We provide cover for dogs and cats from eight weeks old, and there is no upper age limit, though benefits do change for pets over nine years old.*
We don't offer cover for the ‘types’ of dogs that should be registered under the Dangerous Dogs Act 1991 and the Dangerous Dogs (Northern Ireland) Order 1991 or any subsequent amendments (whether pedigree, cross-breed or mixed breed):
Pit Bull Terrier
Additionally, we don't offer cover for:
Wolf or wolf hybrid
Guard or security dogs
Dogs used for racing
Dogs used in connection with any profession, occupation or business
Dogs used for breeding
*You will not be able to claim for vet fees as a result of an accident in the first 48 hours of cover, or for any changes in your pet's health or behaviour in the first 14 days of cover. Death for Illness cover is not available for any pets aged 9 years and above.
Pet Insurance helps protect you from unexpected vet bills and will usually pay for things like consultations, treatments, complementary therapies and even some treatmen t foods.
Paying a small amount each month for vet cover could mean you’re protected from these expenses, while your pet is taken care of.
You could choose to save money each month to fund any future vet bills, but with vet bills potentially running into thousands of pounds, you run the risk of your savings falling short of the amount needed.
If you are a dog owner you may also want to consider the legal costs or damages you may be liable to pay if your dog causes injury or an accident, which could run to millions of pounds.
Below is an indication of what standard costs can be:
£10 - £120 depending on illness (plus charge for vet's time)
Prescribed course of treatment
£3 - £70 depending on prescription
Emergency out of hours supplement
£30 - £150
£30 - £50
£45 - £55 per X-ray
£150 - £5,000 depending on treatment (two months to two years)
John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance plc. John Lewis Pet Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).
John Lewis Finance and John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (Registered Company Number 233462). John Lewis plc is an appointed representative of a panel of carefully chosen insurers to offer a full range of insurance products and services via John Lewis Insurance (Financial Conduct Authority number 416011).