We're with you
all the way

With Car Insurance from John Lewis Finance you can take to the road with confidence. We'll be there for you with the quality cover and high level of service you expect from us.

A straightforward and comprehensive package.

Hank, East of England

Misfuelling cover

We’ll cover a full drain-out and 10 litres of refuelling if you accidentally choose the wrong pump.

Courtesy car

We’ll keep life carrying on as normal with a courtesy car as standard with John Lewis Car Insurance.

Onward travel cover

We’ll reimburse you up to £500 towards travel or a hotel to help you finish your journey. Terms apply.

The benefits of buying car insurance
from John Lewis just add up

Every time you spend with the Partnership Card, you'll earn points towards vouchers to spend at John Lewis and Waitrose, and you’ll earn more when you purchase from us. Use your card to buy any of our insurance policies or foreign currencies, and we’ll credit you with a full 1 point for every £1 you spend. Find out more about Partnership Card benefits.

REPRESENTATIVE EXAMPLE

Representative
18.9% APR
(variable)

Purchase rate
18.9% pa
(variable)

Based on an assumed
credit limit of:
£1200

Articles and Guides

No Claims Discount

If you remain claim-free on your insurance policy, you will normally qualify for No Claims Discounts on your car insurance premiums.

Learn more

Things to consider

Car insurance protects you against responsibility for any expenses if you injure someone or damage their vehicle or other property while driving.

Learn more

TOP FAQS

Third party insurance only covers you against having to pay if you injure someone or damage their vehicle or other property, but won't pay to repair damage to your car. Third party, fire and theft cover will also pay to repair or replace your own car if it is stolen, or damaged or destroyed by fire.

The most commonly purchased option is comprehensive cover. This cover pays to repair damage to your car, including windscreens, in addition to all of the cover described above.

All new Car Insurance policies from John Lewis Finance provide comprehensive cover.

If you're involved in an accident, you're legally required to:

Give your name, address and insurance details to anyone who has a good reason to ask for them – namely the other driver.

Report the incident to the police within 24 hours if you or anyone else is injured, and provide your Certificate of Motor Insurance within five days of the incident.


You should also collect the following information:

Full details of the other driver(s).

Registration numbers of all vehicles involved in the accident.

Where, when and how the accident happened.

Injuries or damage caused

Names and contact details of witnesses

Police officers’ details and report references

Photographs of the scene or any damage, if possible

CCTV or dashcam footage

If you need to make a claim, please call us immediately. Lines are open 24 hours a day.

The claims handler will ask for the details of your claim. The more details you can provide during the first call, the quicker the claims process will be.

If your vehicle is not driveable we will refund the cost of overnight accommodation or travel expenses, including taxi fares, for you and your passengers up to £500. We will arrange a courtesy car for up to 30 days if your car is deemed a total loss or is stolen and not recovered.

Our Partner

We’ve carefully selected Covéa to underwrite Car Insurance from John Lewis Finance.

AC42019

John Lewis Finance is a trading name of John Lewis plc. John Lewis plc is an appointed representative (Financial Services Register No. 416011) of Covea Insurance plc. Registered in England No. 233462. Registered office 171 Victoria Street, London, SW1E 5NN.

Car Insurance arranged by John Lewis Finance is underwritten by Covea Insurance plc. Covea Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202277). Registered in England and Wales No. 613259. Registered office Norman Place, Reading, RG1 8DA.

Copyright © John Lewis Partnership
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