We’re with you
all the way

For more than 150 years, John Lewis & Partners has established a reputation for quality, service and trust. The same values are at the heart of our Car Insurance, which means you can take to the road with confidence.

Extremely pleased with my quote, how it was handled and the much lower premium compared with my last insurer and with similar cover.

Alcazar, East Midlands

RECEIVE A SPECIAL REWARD

Looking to treat yourself or a loved one this winter? If you're a my John Lewis member or a myWaitrose member and you buy a new Car Insurance policy via our website on or before 31 March 2021, you can redeem a £30 e-gift card to spend on something special at John Lewis and Waitrose.

Simply use the code MYJLCR or MYWRCR when purchasing, register your details online within 28 days of the policy purchase date, and your e-gift card will be with you within 60 days of your policy start date.

Terms & conditions apply*. Customers who purchase a new John Lewis Car Insurance policy via a price comparison website are not eligible for this offer.

WHY CHOOSE US?

Misfuelling Cover

We’ll cover a full drain-out and 10 litres of refuelling if you accidentally choose the wrong pump.

UNINSURED DRIVER PROTECTION

If you're in an accident that isn't your fault and the person responsible is not insured, your no claims bonus won't be affected and you won't have to pay your excess.

UK CALL CENTRE

We provide the friendly, expert services you always expect from John Lewis.

Courtesy Car

We’ll keep life carrying on as normal with a courtesy car provided as standard.

Onward Travel Cover

We'll pay up to £500 towards travel or a hotel so you can complete your journey if you're involved in an accident.

90 DAYS EUROPEAN COVER

As long as you've got a Green Card, we'll cover you in Europe for up to 90 days each year. See driving in Europe.

Call us for a quote on 03300 240 614
Monday to Friday 8:30am - 8pm, Saturday 9am - 5pm, Sunday 10am - 4pm

OPTIONAL EXTRAS

Choose from a range of optional extras to make you sure you have the protection you want.

Legal
Protection

Get the confidence of good counsel any time of the day or night if you’re in a road traffic accident.
 

Car
Breakdown

We offer four levels of Breakdown Cover provided by the RAC, so you can always rely on us to get you back on the road at the right price.

Protected No Claims
Discount

If you have four years or more without a claim we’ll give you the opportunity to protect your discount.*

THINGS TO CONSIDER

What do you look for in quality car insurance? Which level may be the best for you? How do you compare policies? Here’s a helpful list of things to consider before you buy.

Top FAQs

Third party insurance only covers you against having to pay if you injure someone or damage their vehicle or other property, but won't pay to repair damage to your car. Third party, fire and theft cover will also pay to repair or replace your own car if it is stolen, or damaged or destroyed by fire.

The most commonly purchased option is comprehensive cover. This cover pays to repair damage to your car, including windscreens, in addition to all of the cover described above.

All new Car Insurance policies from John Lewis Finance provide comprehensive cover.

If you're involved in an accident, you're legally required to:

Give your name, address and insurance details to anyone who has a good reason to ask for them – namely the other driver.

Report the incident to the police within 24 hours if you or anyone else is injured, and provide your Certificate of Motor Insurance within five days of the incident.


You should also collect the following information:

Full details of the other driver(s).

Registration numbers of all vehicles involved in the accident.

Where, when and how the accident happened.

Injuries or damage caused

Names and contact details of witnesses

Police officers’ details and report references

Photographs of the scene or any damage, if possible

CCTV or dashcam footage

If you need to make a claim, please call us immediately. Lines are open 24 hours a day.

The claims handler will ask for the details of your claim. The more details you can provide during the first call, the quicker the claims process will be.

If your vehicle is not driveable we will refund the cost of overnight accommodation or travel expenses, including taxi fares, for you and your passengers up to £500. We will arrange a courtesy car for up to 30 days if your car is deemed a total loss or is stolen and not recovered.

Policy Documents

Our Partner

We’ve carefully selected Covéa Insurance to underwrite Car Insurance from John Lewis Finance.



Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Finance is a trading name of John Lewis plc. John Lewis plc is an appointed representative (registration no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Car Insurance is underwritten by Covea Insurance plc. Registered Office: Norman Place, Reading, Berkshire RG1 8DA. Registered in England and Wales (no. 613259).

*Terms and conditions

My John Lewis customers:
1. Subject to the following terms and conditions registered my John Lewis members who purchase a new John Lewis Car Insurance policy online via the John Lewis Car Insurance website before 23:59 on 31 March 2021 quoting the promotional code MYJLCR will qualify to receive a £30 John Lewis Partnership e-gift card.
2. Customers who arrange new John Lewis Car Insurance policies via Price Comparison Websites including GoCompare, Compare the Market and Money Super Market will not qualify for this offer.
3. In order to redeem the John Lewis Partnership e-gift card, the my John Lewis member must register their full name, address, email address, policy number and my John Lewis membership number online at https://redeem.johnlewisfinance.com/FindPolicy.aspx within 28 days of the policy purchase date. Without registration no John Lewis Partnership e-gift card will be issued.
4. The £30 John Lewis Partnership e-gift card will be issued to the qualifying my John Lewis member within 60 days of the John Lewis Car Insurance policy start date.
5. This offer will not apply if the John Lewis Car Insurance policy is cancelled within the 14 day cooling off period.
6. John Lewis Partnership e-gift cards cannot be exchanged for gift vouchers or cash.
7. Terms and Conditions apply to the use of John Lewis Partnership e-gift cards, see https://www.johnlewis.com/customer-services/prices-and-payment/gift-cards.
8. One offer available per John Lewis Car Insurance policy.
9. The registered my John Lewis member’s delivery information will be passed to a third party distribution company for the dispatch of the John Lewis Partnership e-gift card. If you'd like to read more on how and where we collect or how we use your personal data, please see our Privacy Notice.
10. The Promoter reserves the right to withdraw or amend this offer at any time.
11. This offer is not available in conjunction with any other offer, including Partner discount.
12. By entering the promotional code MYJLCR when purchasing a new John Lewis Car Insurance policy via the John Lewis Car Insurance website, registered my John Lewis members will be deemed to have accepted and agreed to be bound by these terms and conditions.
13. This offer and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts. The Promoter is John Lewis plc, 171 Victoria Street, London, SW1E 5NN.

MyWaitrose customers
1. Subject to the following terms and conditions registered myWaitrose members who purchase a new John Lewis Car Insurance policy online via the John Lewis Car Insurance website before 23:59 on 31 March 2021 quoting the promotional code MYWRCR will qualify to receive a £30 John Lewis Partnership e-gift card.
2. Customers who arrange new John Lewis Car Insurance policies via Price Comparison Websites including GoCompare, Compare the Market and Money Super Market will not qualify for this offer.
3. In order to redeem the John Lewis Partnership e-gift card, the myWaitrose member must register their full name, address, email address, policy number and myWaitrose membership number online at https://redeem.johnlewisfinance.com/FindPolicy.aspx within 28 days of the policy purchase date. Without registration no John Lewis Partnership e-gift card will be issued.
4. The £30 John Lewis Partnership e-gift card will be issued to the qualifying myWaitrose member within 60 days of the John Lewis Car Insurance policy start date.
5. This offer will not apply if the John Lewis Car Insurance policy is cancelled within the 14 day cooling off period.
6. John Lewis Partnership e-gift cards cannot be exchanged for gift vouchers or cash.
7. Terms and Conditions apply to the use of John Lewis Partnership e-gift cards, see https://www.johnlewis.com/customer-services/prices-and-payment/gift-cards.
8. One offer available per John Lewis Car Insurance policy.
9. The registered myWaitrose member’s delivery information will be passed to a third party distribution company for the dispatch of the John Lewis Partnership e-gift card. If you'd like to read more on how and where we collect or how we use your personal data, please see our Privacy Notice.
10. The Promoter reserves the right to withdraw or amend this offer at any time.
11. This offer is not available in conjunction with any other offer, including Partner discount.
12. By entering the promotional code MYWRCR when purchasing a new John Lewis Car Insurance policy via the John Lewis Car Insurance website, registered myWaitrose members will be deemed to have accepted and agreed to be bound by these terms and conditions.
13. This offer and these terms and conditions are governed by English Law and subject to the exclusive jurisdiction of the English courts. The Promoter is John Lewis plc, 171 Victoria Street, London, SW1E 5NN.