A credit card to top your Christmas list

Apply by 31 January and as a welcome present, we’ll give you £30 in bonus vouchers when you spend £250 online or in store at John Lewis and Waitrose within the first 90 days of card acceptance.

You can also take advantage of 0% interest on purchases for the first 9 months.

Simply use the code XMAS30 when you’re applying.


It’s the credit card that makes your everyday spend at your favourite shops even more rewarding

  • Earn points towards John Lewis and Waitrose gift vouchers when you make a purchase anywhere Mastercard is accepted, and earn more when you shop with us.
  • Earn 1 point for every £1 spent on your card at John Lewis, Waitrose and John Lewis Insurance and Foreign Currency by John Lewis Finance, and 1 point for every £2 spent everywhere else Mastercard is accepted. Learn more about points (PDF).
  • Every 500 points you earn is worth £5 in gift vouchers to spend at either John Lewis or Waitrose, and we’ll send them to you three times a year so you can enjoy the rewards of your Partnership Card all year round.

John Lewis and
Waitrose vouchers

We'll keep track of the points you earn and send you vouchers 3 times a year.

See details


Earn twice the points during special events at John Lewis and Bureau de change from John Lewis during the year.

for 9 months

Enjoy 0% interest on purchases from account opening.

Terms apply

Add up to
3 cardholders

You can add up to 3 additional cardholders on your primary account.

Terms apply

Earn points on
foreign currency

Use your Partnership Card to buy currency in any Bureau de change from John Lewis and online with no cash advance fees. 

Partnership Card

Check your balance and your points on the move with the Partnership Card app. Make a payment to your account to help you stay on track.


Make quicker payments while still earning points. Simply add your card to your device’s wallet to start paying.


Enjoy 0% interest on balance transfers for 18 months from account opening.

(Terms apply - 2.9% fee per transfer, minimum £5.)


18.9% APR

Purchase rate
18.9% pa

Based on an assumed
credit limit of:

Applicants for the Partnership Card must be UK residents (excluding the Channel Islands), aged 18 or over and have a personal income of more than £6,750 a year. Credit subject to status.

Full terms and conditions for the Partnership Card.


John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 724309). John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc) is registered in England with company number 464530, registered office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (Register number 542750). ‘Partnership Card’, ‘John Lewis Finance’ and other terms including ‘John Lewis’ are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership.

John Lewis plc trading as John Lewis Finance acts as a credit broker for the purpose of introducing credit for the Partnership Card provided under exclusive arrangements with the lender John Lewis Financial Services Limited, a subsidiary of HSBC UK Bank plc.

Copyright © John Lewis Partnership
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