Flexible Contents Insurance with no hidden fees.
It’s only fair.

With straightforward options to protect the things that matter to you, John Lewis Contents Insurance makes it simple to choose the policy that's right for you.

Now it’s easy to choose the right Contents Cover

  • Straightforward options to choose the cover you need
  • Flexible add-ons for extra protection where you need it
  • No admin fees – make changes whenever life demands
  • Specialist cover available for highly valuable items and contents

How it works

1. Choose from three levels of protection

Bronze Silver Gold
 
Maximum we'll pay:
Sum insured
£50,000 £100,000 Unlimited
Alternative accommodation
£10,000 £15,000 Unlimited
Valuables in the
home
£10,000 £20,000 £40,000
Business
equipment
£2,000 £5,000 £10,000
Tenants improvements
£10,000 £15,000 £20,000

For help with calculating the value of your contents, use our Home Contents Calculator.

2. Choose from our optional cover

Flexible add-ons help you choose just the cover that’s right for you

Make accidents a minor nuisance, not a disaster. This covers you for accidental damage to the belongings in your home for extra peace of mind.

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Get help with computer issues like restoration of your home systems, virus removal. We’ll also put things right if you fall victim to cyber crimes like online fraud or telephone hacking.

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Add up to £15,000 of cover for your bikes while at home or out and about (up to a maximum of £5,000 per bike). We cover against loss, damage or theft, anywhere in the world.

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Add extra contents cover for members of your family while they’re studying and living away from your home.

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Expensive to buy, easy to drop. Add some peace of mind with an additional £10,000 of cover for your gadgets (max of £2500 per item). Do note that items worth more than £200 need to be specifically named on your policy.

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Cover for your possessions when you take them away from home or on holiday, anywhere in the world.

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Unique homes and contents
need unique cover

  • We also offer Specialist Insurance for homes built before 1800 or with seven or more bedrooms.
  • Cover for listed properties, second homes or unusual constructions.
  • Protection for high-value art, antiques and more.

Or speak with one of our underwriting experts on 0800 916 6880.

Home insurance guides

John Lewis Finance, John Lewis Home Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative of Munich Re Digital Partners Limited, a company authorised and regulated by the Financial Conduct Authority to carry on insurance distribution activities.

John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England and Wales (Registered Company Number 233462). John Lewis plc is an appointed representative (Financial Conduct Authority no. 416011) of Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration no. 202277). John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc. Registered Office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales (registration no. 613259).

Copyright © John Lewis Partnership
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